San Luis Obispo County property record for 1635 12th St, Los Osos, CA 93402
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,064 sqft · built 1977 |
| Lot Size | 0.108 acres (4,687 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $850,000 (Apr 2026) |
| Tax Bill | $9,048 (2025) |
| Deeds & Mortgages | Sep 2026 Transfer Apr 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-461-041 |
| Primary APN | 038-461-041 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 4,687 sqft (0.108 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 1635 12TH ST |
|---|---|
| City | LOS OSOS |
| State | CA |
| Zip | 93402-2203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SF |
| Legal Description | TN EL MORO PM 19/99 PAR A |
| Legal Subdivision | PARCEL MAP COAL-76-60 |
| Legal Block | 1 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10703 |
Source: San Luis Obispo County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1635 12TH ST, LOS OSOS, CA 93402-2203 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 30, 2026 | Gift Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 9, 2026 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 6, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Apr 10, 2020 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Apr 10, 2020 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Mar 21, 2019 | Quit Claim Deed, Transfer QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2026 · Amount on Record |
| Deed Sale | Apr 9, 2026 · Amount on Record |
| Prior Sale | Apr 10, 2020 · Amount on Record |
| Deed Document Number | 202610812 |
| Last Transfer Date | Sep 29, 2026 |
| Transfer Doc | 0000030878 |
| Record Updated | Oct 29, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Sep 30, 2026 |
| Property Address | 1635 12TH ST, LOS OSOS, CA 93402-2203 |
| Document Number | 0000030878 |
| Instrument Date | Sep 29, 2026 |
| Instrument | 202630878 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 1635 12TH ST, LOS OSOS, CA 93402-2203 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Apr 9, 2026 |
| Property Address | 1635 12TH ST, LOS OSOS, CA 93402-2203 |
| Document Number | 0000010812 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202610812 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $94,435.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1635 12TH ST, LOS OSOS, CA 93402-2203 |
| Document Number | 0000010813, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 202610813 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | May 6, 2020 |
| Property Address | 1635 12TH ST, LOS OSOS, CA 93402-2203 |
| Document Number | 0000021995 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 21995 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 16481 BONNER DR SPRINGVILLE CA 932659328, SPRINGVILLE, CA 93265-9328 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Apr 10, 2020 |
| Property Address | 1635 12TH ST, LOS OSOS, CA 93402-2203 |
| Document Number | 0000017653 |
| Instrument Date | Mar 25, 2020 |
| Instrument | 17653 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 16481 BONNER DR SPRINGVILLE CA 932659328, SPRINGVILLE, CA 93265-9328 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Apr 10, 2020 |
| Property Address | 1635 12TH ST, LOS OSOS, CA 93402-2203 |
| Document Number | 0000017652 |
| Instrument Date | Mar 4, 2020 |
| Instrument | 17652 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $593.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 16481 BONNER DR SPRINGVILLE CA 932659328, SPRINGVILLE, CA 93265-9328 |
| Document Number | 17654 |
|---|---|
| Date | Apr 10, 2020 |
| Instrument | 17654 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 9, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 21, 2019 |
| Property Address | 1635 12TH ST, LOS OSOS, CA 93402-2203 |
| Document Number | 0000009903 |
| Instrument Date | Mar 13, 2019 |
| Instrument | 9903 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2019 |
| Title Company | TSI ESCROW - CERRITOS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $385.55 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1635 12TH ST LOS OSOS CA 934022203, LOS OSOS, CA 93402-2203 |
| Document Number | 9904 |
|---|---|
| Date | Mar 21, 2019 |
| Instrument | 9904 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 20, 2049 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $601,257 (+2%) Land $379,272 Building $221,985 | |
| 2025 | $9,048.00 (+1.28%) | $589,469 (+4.04%) Land $371,836 Building $217,633 |
| 2024 | $8,934.00 (+2.42%) | |
| 2023 | $8,723.00 (+3.98%) | $566,582 Land $357,399 Building $209,183 |
| 2022 | $8,389.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1995) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Astound Broadband, GeoLinks, Surfnet Communications, T-Mobile, Verizon.
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