16345 Martincoit Rd, Poway, CA 92064 Property Records

San Diego County property record for 16345 Martincoit Rd, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,298 sqft · built 1974
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$935,000 (Jul 2015)
Tax Bill	$12,501 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit May 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`275-291-14-00`

Property Details

APN / Parcel Number

Primary APN	`275-291-14-00`
Alternative APN	`2754400700`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,298 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	46,174 sqft
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	2754400700
Street Address	16345 MARTINCOIT RD
City	POWAY
State	CA
Zip	92064-2121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-C
Legal Description	SEC 25-13-2W PAR 37 AS PER ROS 3897
Legal Range	02W
Legal Township	13
Legal Section	25
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17053

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16345 MARTINCOIT RD, POWAY, CA 92064-2121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 3, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 14, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2015 · Amount on Record
Deed Sale	Jul 7, 2015 · Amount on Record
Prior Sale	Jun 22, 2000 · Amount on Record
Deed Document Number	2015354578
Prior Transfer Date	Nov 25, 2003
Prior Transfer Doc	0001452907
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16345 MARTINCOIT RD, POWAY, CA 92064-2121
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16345 MARTINCOIT RD, POWAY, CA 92064-2121

Mortgage

Document Number	0000005582
Date	Jan 8, 2026
Instrument	2026-0005582

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 29, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16345 MARTINCOIT RD, POWAY, CA 92064-2121
Transaction Type	Mortgage
Record Updated	May 11, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16345 MARTINCOIT RD, POWAY, CA 92064-2121

Mortgage

Document Number	0000191934
Date	May 3, 2022
Instrument	2022-0191934

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16345 MARTINCOIT RD, POWAY, CA 92064-2121
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CALIFORNIA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16345 MARTINCOIT RD, POWAY, CA 92064-2121

Mortgage

Document Number	0000013902
Date	Jan 14, 2019
Instrument	2019-0013902

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 5, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16345 MARTINCOIT RD, POWAY, CA 92064-2121
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000440404
Date	Aug 7, 2020
Instrument	2020-0440404

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16345 MARTINCOIT RD, POWAY, CA 92064-2121
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083614
Date	Feb 19, 2020
Instrument	2020-0083614

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,128,980 (+2%) Land $629,054 Building $499,926
2025	$12,501.00 (+4.94%) Homeowner's exemption	$1,106,844 (+4.04%) Land $616,720 Building $490,124
2023	$11,913.00 (+1.69%) Homeowner's exemption	$1,063,866 Land $592,773 Building $471,093
2022	$11,715.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1983–2010)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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