16342 Olive Ct, Montrose, CO 81403 Property Records

Montrose County property record for 16342 Olive Ct, Montrose, CO 81403

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,302 sqft · built 1986
Lot Size0.306 acres (13,329 sqft)
OwnerIndividual Name on Record
Last Sale$306,000 (Jul 2021)
Tax Bill$1,543 (2025)
Deeds & MortgagesMay 2019 Mortgage
May 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN3993-052-08-040

Property Details

APN / Parcel Number

Primary APN3993-052-08-040
Alternative APN
  • R0003148

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Stories1 Story
Building Area1,302 sqft Heated Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,329 sqft (0.306 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemRadiant
Heating FuelElectric

Location & Zoning

Account NumberR0003148
Street Address16342 OLIVE CT
CityMONTROSE
StateCO
Zip81403-4711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBD: RANCHO CASIAS SUBD UNIT 11 LOT: 30 S: 5 T: 48 R: 9
Legal Range09
Legal Township48
Legal Section05
Legal SubdivisionRANCHO CASIAS SUBD
Legal Unit11
JurisdictionMONTROSE CO
Township / Civil DivisionMONTROSE
Census Block Group1
Census Block1003
Census Tract966601

Owner

Source: Montrose County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address16342 OLIVE CT, MONTROSE, CO 81403-4711
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
RED ROCKS CU
May 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
RED ROCKS CU
Jul 9, 2020Deed of Trust, Mortgage · Line of Credit
RED ROCKS CU
Jul 23, 2021Special Warranty Deed, Transfer · USDA Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 2021 · Amount on Record
Deed SaleJul 23, 2021 · Amount on Record
Prior SaleFeb 20, 2015 · Amount on Record
Deed Document Number2021938949
Record UpdatedJun 8, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTROSE CO
Property Address16342 OLIVE CT, MONTROSE, CO 81403-4711
Transaction TypeMortgage
Record UpdatedJul 26, 2022
Title CompanyHERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000909284
DateMay 22, 2019
Instrument909284
Lender
NameRED ROCKS CU
TypeCredit Union
AddressLITTLETON, CO 80120
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTROSE CO
Property Address16342 OLIVE CT, MONTROSE, CO 81403-4711
Transaction TypeMortgage
Record UpdatedJul 26, 2022
Title CompanyHERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000921147
DateMay 27, 2020
Instrument921147
Lender
NameRED ROCKS CU
TypeCredit Union
AddressLITTLETON, CO 80120
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTROSE CO
Property Address16342 OLIVE CT, MONTROSE, CO 81403-4711
Transaction TypeMortgage
Record UpdatedJul 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000922699
DateJul 9, 2020
Instrument922699
Lender
NameRED ROCKS CU
TypeCredit Union
AddressLITTLETON, CO 80120
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueJun 20, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMONTROSE CO
Recording DateJul 23, 2021
Property Address16342 OLIVE CT, MONTROSE, CO 81403-4711
Document Number0000938949
Instrument DateJul 23, 2021
Instrument938949
Transaction TypeTransfer
Record UpdatedJul 26, 2022
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$30.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16342 OLIVE CT, 16342, MONTROSE, CO 81403-4711

Transferred To (Grantee/Buyer)

NameVerified Name
Address16342 OLIVE CT, MONTROSE, CO 81403-4711

Mortgage

Document Number0000938950
DateJul 23, 2021
Instrument938950
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMontrose County
Unified School DistrictMontrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,543.00 (+12.96%)$23,080 (+24.55%)$327,420 (+18.33%) Land $98,000 Building $229,420
2024$1,366.00 (+4.51%)$18,530 (-19.64%) Land $4,690 Building $13,840
2023$1,307.00$23,060 Land $5,840 Building $17,220$276,710 Land $70,070 Building $206,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98.4% of Colorado
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHIPETA WD
serves 3,802 people · EPA ID CO0143176
Water SourcePurchased surface water from PROJECT 7 WA
Last State InspectionMay 2023

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Elevate Internet
Fiber
6,000 / 6,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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