1634 Willows Sq, Vero Beach, FL 32966 Property Records

Indian River County property record for 1634 Willows Sq, Vero Beach, FL 32966

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,728 sqft · built 2019
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$269,900 (Nov 2019)
Tax Bill	$2,431 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-39-06-00015-0000-00064.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-06-00015-0000-00064.0`
Alternative APN	`134540`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Building Area	1,728 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	90 ft deep x 40 ft wide
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	442 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	134540
Street Address	1634 WILLOWS SQ
City	VERO BEACH
State	FL
Zip	32966-4612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-8
Legal Description	THE WILLOWS PHASE 2 LOT 64 PBI 30 32
Legal Section	06
Legal Subdivision	THE WILLOWS PHASE 2
Legal Phase	2
Legal Lot Number	64
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2003
Census Tract	50704

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1634 WILLOWS SQ, VERO BEACH, FL 32966-4612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Nov 12, 2019	Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2019 · Amount on Record
Deed Sale	Nov 12, 2019 · Amount on Record
Prior Sale	May 3, 2019 · Amount on Record
Deed Document Number	3120190065947
Deed Book / Page	3253 / 0662
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	1634 WILLOWS SQ, VERO BEACH, FL 32966-4612
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1634 WILLOWS SQ, VERO BEACH, FL 32966-4612

Mortgage

Document Number	0036530608
Date	Oct 3, 2023
Book Page	3653/608
Instrument	3120230049600

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2043

November 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Nov 12, 2019
Property Address	1634 WILLOWS SQ, VERO BEACH, FL 32966-4612
Document Number	0032530662
Book / Page	3253 / 0662
Map Reference	MB 30 PG 32-35
Instrument Date	Nov 8, 2019
Instrument	3120190065947
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,889.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1450 CENTREPARK BLVD STE 340, 1450, WEST PALM BEACH, FL 33401-7443

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1634 WILLOWS SQUARE, VERO BEACH, FL 32966-4612

Mortgage

Document Number	0032530664
Date	Nov 12, 2019
Instrument	3253-0664

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,431.00 (+18.99%)	$184,213 (+5.99%)	$326,237 (-0.86%) Land $51,000 Building $275,237
2023	$2,043.00 (+2.97%)	$173,807 (+3%)	$329,075 (+12.99%) Land $51,000 Building $278,075
2022	$1,984.00	$168,744	$291,237 Land $51,000 Building $240,237

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	34 (1983–2024)
Claims Outside the SFHA	6 of 34
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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