Franklin County property record for 1634 Westlake Ct, Pacific, MO 63069
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3,260 sqft · built 2023 |
| Owner | Individual Name on File |
| Tax Bill | $7,256 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Oct 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-6-14.0-0-027-178.000 |
| Primary APN | 19-6-14.0-0-027-178.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,260 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Construction Type | Frame |
| Street Address | 1634 WESTLAKE CT |
|---|---|
| City | PACIFIC |
| State | MO |
| Zip | 63069-3659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:47C VILLAGES AT WEST LAKE PLAT 4 |
| Legal Range | 02E |
| Legal Township | 43 |
| Legal Section | 14 |
| Legal Subdivision | VILLAGES AT WEST LAKE |
| Legal Block | 27 |
| Legal Lot Number | 47C |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOLES |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 800703 |
1634 Westlake Ct is owned and occupied by an individual who acquired it in October 2023.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1634 WESTLAKE CT, PACIFIC, MO 63069-3659 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE CU |
| Oct 11, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage ALLIANCE CU |
| Jan 3, 2019 | Trustee's Deed, Transfer · Line of Credit MIDWEST BANKCENTRE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2023 |
| Deed Sale | Oct 11, 2023 |
| Deed Document Number | 2312105 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1634 WESTLAKE CT, PACIFIC, MO 63069-3659 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0002514804 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | 2514804 |
| Name | ALLIANCE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 11% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Oct 11, 2023 |
| Property Address | 1634 WESTLAKE CT, PACIFIC, MO 63069-3659 |
| Document Number | 0002312105 |
| Instrument Date | Oct 6, 2023 |
| Instrument | 2312105 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17415 N OUTER 40 RD, CHESTERFIELD, MO 63005-1320 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1634 WESTLAKE CT, PACIFIC, MO 63069-3659 |
| Document Number | 0002312106 |
|---|---|
| Date | Oct 11, 2023 |
| Instrument | 2312106 |
| Name | ALLIANCE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Jan 3, 2019 |
| Property Address | 1634 WESTLAKE CT, PACIFIC, MO 63069-3659 |
| Document Number | 0000000142 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 142 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Title Company | STEWART TITLE/CALDWELL, STC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 270255 ST LOUIS MO 631270255, ST LOUIS, MO 63127-0255 |
| Investor | Possibly a Property Investor |
| Document Number | 143 |
|---|---|
| Date | Jan 3, 2019 |
| Instrument | 143 |
| Name | MIDWEST BANKCENTRE |
|---|---|
| Type | Bank |
| Address | 2191 LEMAY FERRY RD, ST LOUIS, MO 63125-2482 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1634 Westlake Ct was $7,256.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Pacific City |
| Unified School District | Meramec Valley R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,256.00 | $96,277 | $506,720 Land $35,000 Building $471,720 |
| 2023 | $169.00 (+7.64%) | $2,268 | $18,900 Land $18,900 |
| 2022 | $157.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1634 Westlake Ct in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 54 policies |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 49 (2008–2024) |
| Claims Outside the SFHA | 1 of 49 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1634 Westlake Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Bays-ET Highspeed Fixed Wireless | 600 / 100 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
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