1634 W Main St, Owosso, MI 48867 Property Records

Shiawassee County property record for 1634 W Main St, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,284 sqft · built 1920
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$146,000 (Sep 2021)
Tax Bill	$1,437 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050-490-000-020-00`

Property Details

APN / Parcel Number

Primary APN	`050-490-000-020-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,284 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Custom Design
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	140 ft deep x 44 ft wide
Garage Area	440 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1634 W MAIN ST
City	OWOSSO
State	MI
Zip	48867-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 PARK HILL ADD INCL 12 ADJ CLSD ALLEY
Legal Subdivision	PARK HILL ADD
Legal Lot Number	31
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	1
Census Block	1004
Census Tract	30700

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1634 W MAIN ST, OWOSSO, MI 48867-2001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2021 · Amount on Record
Deed Sale	Sep 28, 2021 · Amount on Record
Prior Sale	Sep 20, 2013 · Amount on Record
Deed Document Number	20213351721
Deed Book / Page	1287 / 909
Prior Transfer Date	Jul 18, 2012
Prior Transfer Doc	00117400686
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Sep 28, 2021
Property Address	1634 W MAIN ST, OWOSSO, MI 48867-2001
Document Number	0012870909
Book / Page	1287 / 909
Map Reference	LB 1 PG 60
Instrument Date	Sep 23, 2021
Instrument	3351721
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,005.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1634 W MAIN ST, 1634, OWOSSO, MI 48867-2001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1634 W MAIN ST, OWOSSO, MI 48867-2001

Mortgage

Document Number	3351722
Date	Sep 28, 2021
Instrument	3351722

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,600 (+10.67%)	$89,200 (+10.67%)
2025	$1,437.00 (+4.89%) Homeowner's exemption	$40,300 (+20.66%)	$80,600 (+20.66%)
2023	$1,370.00 Homeowner's exemption	$33,400	$66,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DayStarr Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20