Schoharie County and Richmondville Town property record for 1634 State Rte 7, Warnerville, NY 12187 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1840 |
| Square Footage | 2,077 sqft Living Area |
| Lot Size | 13,068 sqft (0.3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $26,100 (2016) |
| Tax Bill | $4,198.00 (2025) |
Source: Schoharie County and Richmondville Town records · APN 434089 67.20-2-1
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1634 STATE ROUTE 7, WARNERVILLE, NY 12187-3405 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 04, 2024 | Deed of Trust, Mortgage · Stand Alone Refinance STEWARTS FEDERAL CREDIT UNION |
| Apr 20, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HOMESTEAD FUNDING CORP |
| Aug 21, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance NATIONSTAR MORTGAGE LLC |
| Jul 22, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance STEWARTS FEDERAL CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 19, 2016 · Amount on Record |
| Deed Sale | Jan 19, 2016 · Amount on Record |
| Prior Sale | Oct 05, 2015 · Amount on Record |
| Deed Book / Page | 1014 / 25 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 1634 STATE ROUTE 7, WARNERVILLE, NY 12187-3405 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0002069/88 |
|---|---|
| Date | Mar 04, 2024 |
| Book Page | 2069/88 |
| Instrument | 824458 |
| Name | STEWARTS FEDERAL CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 1634 STATE ROUTE 7, WARNERVILLE, NY 12187-3405 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000001800/0000000184 |
|---|---|
| Date | Apr 20, 2018 |
| Book Page | 0000001800/0000000184 |
| Instrument | 000000739812 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 1634 STATE ROUTE 7, WARNERVILLE, NY 12187-3405 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000766007 |
|---|---|
| Date | Aug 21, 2019 |
| Instrument | 766007 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 1634 STATE ROUTE 7, WARNERVILLE, NY 12187-3405 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002005/215 |
|---|---|
| Date | Jul 22, 2022 |
| Book Page | 2005/215 |
| Instrument | 813901 |
| Name | STEWARTS FEDERAL CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 01, 2032 |
Source: Schoharie County and Richmondville Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Richmondville Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,198.00 | $103,445 (-) Land $8,900 Building $94,545 | $166,847 (+16.77%) Land $14,355 Building $152,492 |
| 2023 | $103,445 (-) Land $8,900 Building $94,545 | $142,880 (+17.4%) Land $12,293 Building $130,587 | |
| 2022 | $103,445 Land $8,900 Building $94,545 | $121,700 Land $10,471 Building $111,229 | |
| 2020 | $3,927.00 |
Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 434089 67.20-2-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,077 sqft Living Area |
| 1st Floor | 1,222 sqft 1st Floor |
| Upper Floors | 855 sqft Upper Floors |
| Stories | 1 Stories |
| Year Built | Built 1840 |
|---|---|
| Effective Year Built | Effective 1840 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Exterior |
| Lot Area | 13,068 sqft (0.3 acres) |
| Depth X Width | 181 ft x 70 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 216 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Account Number | 505J102591 |
|---|---|
| Street Address | 1634 STATE ROUTE 7 |
| City | WARNERVILLE |
| State | NY |
| Zip | 12187-3405 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 1.000 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | RICHMONDVILLE |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 740500 |
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