1634 Siderits Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1634 Siderits Way, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,008 sqft · built 2024
Lot Size0.071 acres (3,100 sqft)
Owner2 Individual Names on File
Last Sale$1,008,500 (Mar 2025)
Tax Bill$4,318 (2025)
Deeds & MortgagesApr 2026 Mortgage
Nov 2025 Mortgage
Flood ZoneZone D (undetermined)
APN808-64-009

Property Details

APN / Parcel Number

Primary APN808-64-009

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,008 sqft Living Area
Gross Area905 sqft
1st Floor Area905 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2025
Architectural StyleCustom Design
Construction TypeWood
Lot Area3,100 sqft (0.071 acres)

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address1634 SIDERITS WAY
CityGILROY
StateCA
Zip95020-5783
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-20S
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group2
Census Block2011
Census Tract512510

Owner

1634 Siderits Way is owned and occupied by two individuals who bought it in March 2025.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record2 Individual Names on File
Mailing Address1634 SIDERITS WAY, GILROY, CA 95020-5783
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMIERCA NA
Nov 21, 2025Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 2025 · Amount on File
Deed SaleMar 17, 2025 · Amount on File
Deed Document Number202525777825
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Recording DateApr 29, 2026
Property Address1634 SIDERITS WAY, GILROY, CA 95020-5783
Document Number0025980418
Instrument DateApr 24, 2026
Instrument202625980418
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property, 149
Address1634 SIDERITS WAY, GILROY, CA 95020-5783

Mortgage

Document Number0025980418,
DateApr 29, 2026
Instrument202625980418
Lender
NameBANK OF AMIERCA NA
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1634 SIDERITS WAY, GILROY, CA 95020-5783
Transaction TypeMortgage
Record UpdatedDec 2, 2025
Title CompanyUNKNOWN, MULTIPLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1634 SIDERITS WAY, GILROY, CA 95020-5783

Mortgage

Document Number0025908194
DateNov 21, 2025
Instrument25908194
Lender
NameBANK OF AMERICA NA
TypeBank
Address101 SOUTH TRYON STREET, CHARLOTTE, NC 28280
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.5%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2032
Change Frequency6 Months
Min Rate At Change2.62%
Max Rate At Change10.5%
IndexOther
Max Rate10.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1634 Siderits Way was $4,318, up 81.1% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,014,507 (+195.94%) Land $510,000 Building $504,507
2025$4,318.00 (+81.12%)$342,812 Land $187,272 Building $155,540
2024$2,384.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1634 Siderits Way in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1634 Siderits Way is moderate, ranking above 57% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 65% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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