1634 Montclair Dr, Elgin, IL 60123 Property Records

Kane County property record for 1634 Montclair Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,580 sqft · built 2002
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$277,000 (Oct 2002)
Tax Bill	$11,155 (2025)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-33-329-029`

Property Details

APN / Parcel Number

Primary APN	`06-33-329-029`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,580 sqft Living Area
Gross Area	3,510 sqft
Basement Area	930 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1634 MONTCLAIR DR
City	ELGIN
State	IL
Zip	60123-8832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MULBERRY GOVE UNIT 2 LOT # 121
Legal Subdivision	MULBERRY GOVE
Legal Block	5
Legal Lot Number	121
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5009
Census Tract	851907

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1634 MONTCLAIR DR, ELGIN, IL 60123-8832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2002 · Amount on Record
Deed Sale	Oct 10, 2002 · Amount on Record
Deed Document Number	2002127714
Last Transfer Date	Apr 18, 2018
Transfer Doc	0000032020
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1634 MONTCLAIR DR, ELGIN, IL 60123-8832
Document Number	0000032021
Instrument Date	Apr 18, 2018
Transaction Type	Transfer
Record Updated	Jul 17, 2018

Transaction

Additional	Intrafamily Transfer

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1639 MONTCLAIR DR ELGIN IL 60123, ELGIN, IL 60123

Mortgage

Document Number	0000032021
Date	Jul 3, 2018
Instrument	32021

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,155.00 (+15.88%) Homeowner's exemption	$154,229 (+8.57%) Land $30,744 Building $123,485	$462,872 (+8.57%) Land $92,269 Building $370,603
2024		$142,055 (+21.39%) Land $28,317 Building $113,738	$426,336 (+21.44%) Land $84,985 Building $341,351
2022	$9,626.00 (+4.35%) Homeowner's exemption	$117,020 (+6.96%) Land $23,326 Building $93,694	$351,060 (+6.96%) Land $69,978 Building $281,082
2021	$9,225.00 Homeowner's exemption	$109,405 Land $21,808 Building $87,597	$328,215 Land $65,424 Building $262,791

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Fox Valley Internet, Metronet, Verizon.

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