1634 Laurel Ave, Saint Paul, MN 55104 Property Records

Ramsey County property record for 1634 Laurel Ave, Saint Paul, MN 55104

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,384 sqft · built 1907
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (May 1999)
Tax Bill	$3,840 (2025)
Deeds & Mortgages	Oct 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`04-28-23-14-0055`

Property Details

APN / Parcel Number

Primary APN	`04-28-23-14-0055`
Alternative APNs	`8577514` `641538`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,384 sqft Living Area
1st Floor Area	734 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1945
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	150 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	641538
Street Address	1634 LAUREL AVE
City	SAINT PAUL
State	MN
Zip	55104-6248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHROEDERS ADDITION TO,THE CI LOT 2 BLK 10
Legal Range	23
Legal Township	28
Legal Section	04
Legal Subdivision	SCHROEDERS ADDITION TO,THE CI
Legal Block	10
Legal Lot Number	2
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1007
Census Tract	35000

Owner

Source: Ramsey County records · APN 04-28-23-14-0055

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1634 LAUREL AVE, SAINT PAUL, MN 55104-6248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 13, 1999 · Amount on Record
Deed Sale	May 13, 1999 · Amount on Record
Deed Document Number	1999266209
Record Updated	Sep 20, 2026

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RAMSEY MN
Property Address	1634 LAUREL AVE, SAINT PAUL, MN 55104-6248
Document Number	0002598308
Instrument Date	Oct 01, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1634 LAUREL AVE ST PAUL MN 551046248, ST PAUL, MN 55104-6248

Mortgage

Document Number	0002598308
Date	Oct 04, 2017
Instrument	2598308

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 03, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ramsey County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365,600 (-6.66%) Land $86,400 Building $279,200	$365,600 (-6.66%) Land $86,400 Building $279,200
2025	$3,840.00 (+7.44%) Veteran's exemption	$391,700 (+1.71%) Land $86,400 Building $305,300	$391,700 (+1.71%) Land $86,400 Building $305,300
2023	$3,574.00	$385,100 Land $86,400 Building $298,700	$385,100 Land $86,400 Building $298,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 20, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 604 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Saint Paul Regional Water Services serves 392,529 people
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.