1634 E Ave, Red Oak, IA 51566 Property Records

Montgomery County property record for 1634 E Ave, Red Oak, IA 51566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,559 sqft · built 1900
Lot Size	2.83 acres (123,275 sqft)
Owner	Individual Name on Record
Tax Bill	$2,950 (2025)
Deeds & Mortgages	May 2019 Refinance Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`240501100005000`

Property Details

APN / Parcel Number

Primary APN	`240501100005000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,559 sqft Living Area
1st Floor Area	896 sqft
Attic	Attic
Attic Area	403 sqft
Basement Area	896 sqft
Finished Basement	480 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	123,275 sqft (2.83 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Patio Area	168 sqft
Granary	Granary

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1634 E AVE
City	RED OAK
State	IA
Zip	51566-4457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW NW PCL A
Legal Range	39W
Legal Township	72N
Legal Section	01
Jurisdiction	MONTGOMERY IA
Township / Civil Division	GARFIELD
Census Block Group	3
Census Block	3066
Census Tract	960100

Owner

Source: Montgomery County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1634 E AVE, RED OAK, IA 51566-4457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance IOWA BANKERS MORTGAGE CORPORATION
Jan 13, 2017	Deed of Trust, Mortgage · Closed-End Mortgage HOUGHTON STATE BANK
Jan 13, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	1634 E AVE, RED OAK, IA 51566-4457
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002019/745
Date	May 21, 2019
Book Page	2019/745
Instrument	745

Lender

Name	IOWA BANKERS MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	1634 E AVE, RED OAK, IA 51566-4457
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/0100
Date	Jan 13, 2017
Book Page	2017/0100
Instrument	2017 0100

Lender

Name	HOUGHTON STATE BANK
Type	Bank
Address	RED OAK, IA 51566

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2042

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IA
Recording Date	Jan 13, 2017
Property Address	1634 E AVE, RED OAK, IA 51566-4457
Document Number	02017/0099
Book / Page	2017 / 0099
Instrument Date	Jan 13, 2017
Instrument	2017 0099
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1634 E AVE, RED OAK, IA 51566-4457

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Montgomery County
Unified School District	Red Oak Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,950.00 (-2.51%) Homeowner's exemption	$211,540 (+5.46%) Land $59,150 Building $152,390	$211,540 (+5.46%) Land $59,150 Building $152,390
2024	$3,026.00 (+37.67%)
2023		$200,590 Land $41,410 Building $159,180	$200,590 Land $41,410 Building $159,180
2022	$2,198.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FMTC of Stanton Iowa Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Ave

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