1634 Cunningham Ave, San Jose, CA 95122 Property Records

Santa Clara County property record for 1634 Cunningham Ave, San Jose, CA 95122

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,359 sqft · built 1965
Lot Size	0.136 acres (5,940 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Nov 2019)
Tax Bill	$16,531 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`491-21-072`

Property Details

APN / Parcel Number

Primary APN	`491-21-072`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,359 sqft Living Area
1st Floor Area	1,359 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,940 sqft (0.136 acres)
Lot Dimensions	108 ft deep x 55 ft wide
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1634 CUNNINGHAM AVE
City	SAN JOSE
State	CA
Zip	95122-2370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 3918 BOOK 195 PAGE 40 PAGE 41 LOT 62
Legal Subdivision	TRACT NO 3918
Legal Tract	3918
Legal Lot Number	62
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1001
Census Tract	503402

Owner

1634 Cunningham Ave is owned and occupied by two individuals who acquired it in July 2021.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1634 CUNNINGHAM AVE, SAN JOSE, CA 95122-2370
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Deed of Trust, Mortgage · Commercial Mortgage THANH CHI THAI
	Deed of Trust, Mortgage
Sep 23, 2021	Intrafamily Transfer, Transfer
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage DYNAMIC MORTGAGE FINANCIAL CORP
Nov 5, 2019	Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2019 · Amount on File
Deed Sale	Nov 5, 2019 · Amount on File
Prior Sale	Aug 23, 2016 · Amount on File
Deed Document Number	201924322140
Last Transfer Date	Jul 27, 2021
Transfer Doc	0025110785
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1634 CUNNINGHAM AVE, SAN JOSE, CA 95122-2370
Transaction Type	Mortgage
Record Updated	Apr 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1634 CUNNINGHAM AVE, SAN JOSE, CA 95122-2370

Mortgage

Document Number	0025454836
Date	Mar 28, 2023
Instrument	25454836

Lender

Name	THANH CHI THAI
Type	Private Party
Address	2092 CONCOURSE DR STE 45, SAN JOSE, CA 95131

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1634 CUNNINGHAM AVE, SAN JOSE, CA 95122-2370
Transaction Type	Mortgage
Record Updated	Apr 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1634 CUNNINGHAM AVE, SAN JOSE, CA 95122-2370

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 23, 2021
Property Address	1634 CUNNINGHAM AVE, SAN JOSE, CA 95122-2370
Document Number	0025110785
Map Reference	MB 195 PG 40&41
Instrument Date	Jul 27, 2021
Instrument	25110785
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1634 CUNNINGHAM AVE, SAN JOSE, CA 95122-2370

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1634 CUNNINGHAM AVE, SAN JOSE, CA 95122-2370
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1634 CUNNINGHAM AVE, SAN JOSE, CA 95122-2370

Mortgage

Document Number	0025025628
Date	Jul 12, 2021
Instrument	25025628

Lender

Name	DYNAMIC MORTGAGE FINANCIAL CORP
Type	Mortgage Company
Address	GARDEN GROVE, CA 92843

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 5, 2019
Property Address	1634 CUNNINGHAM AVE, SAN JOSE, CA 95122-2370
Document Number	0024322140
Map Reference	MB 195 PG 40&41
Instrument Date	Oct 25, 2019
Instrument	24322140
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	TIMIOS TITLE A CA CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1634 CUNNINGHAM AVE, SAN JOSE, CA 95122-2370

Mortgage

Document Number	0024322142
Date	Nov 5, 2019
Instrument	24322142

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1634 Cunningham Ave was $16,531 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Alum Rock Union Elementary School District (KG - 08)
Secondary School District	East Side Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,058,966 (+2%) Land $542,947 Building $516,019
2025	$16,531.00 Homeowner's exemption	$1,038,202 Land $532,301 Building $505,901
2023	$12,026.00 (+2.06%) Homeowner's exemption	$761,889 Land $511,632 Building $250,257
2022	$11,783.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1634 Cunningham Ave in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Apr 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1634 Cunningham Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 868 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, Sail Internet, T-Mobile, Verizon.

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