1634 Cottage Glen Ct, Encinitas, CA 92024 Property Records

San Diego County property record for 1634 Cottage Glen Ct, Encinitas, CA 92024

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,009 sqft · built 1984
Lot Size0.137 acres (5,950 sqft)
Owner2 Individual Names on File
Last Sale$1,898,000 (Feb 2026)
Tax Bill$9,538 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN257-380-31-00

Property Details

APN / Parcel Number

Primary APN257-380-31-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,009 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTile
Lot Area5,950 sqft (0.137 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1634 COTTAGE GLEN CT
CityENCINITAS
StateCA
Zip92024-1987
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionLOT 80 TR 010001
Legal SubdivisionCOUNTY OF SAN DIEGO TRACT 3598-2
Legal Tract010001
Legal Block2
Legal Lot Number80
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2006
Census Tract17108

Owner

1634 Cottage Glen Ct is owned and occupied by two individuals who bought it in February 2026.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1634 COTTAGE GLEN CT, ENCINITAS, CA 92024-1987
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 2026 · Amount on File
Deed SaleFeb 23, 2026 · Amount on File
Prior SaleMar 29, 1989 · Amount on File
Deed Document Number202649062
Prior Transfer DateJun 19, 2008
Prior Transfer Doc0000355393
Record UpdatedOct 29, 2026

February 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 23, 2026
Property Address1634 COTTAGE GLEN CT, ENCINITAS, CA 92024-1987
Document Number0000049062
Map ReferenceMAP 10001
Instrument DateFeb 3, 2026
Instrument2026-0049062
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyCHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1634 COTTAGE GLEN CT, ENCINITAS, CA 92024-1987

Mortgage

Document Number0000049063
DateFeb 23, 2026
Instrument2026-0049063
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.12%
Type Change DateMar 1, 2033
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.1%
IndexSOFR Average 30-Day
Margin3
Max Rate10.1%

Tax Assessment & Valuation

The 2025 property tax bill for 1634 Cottage Glen Ct was $9,538.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$578,022 (+2%) Land $146,243 Building $431,779
2025$9,538.00 Homeowner's exemption$566,689 Land $143,376 Building $423,313
2023$9,062.00 (+1.77%) Homeowner's exemption$544,685 Land $137,809 Building $406,876
2022$8,904.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1634 Cottage Glen Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1634 Cottage Glen Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLIVENHAIN MWD
serves 86,458 people · EPA ID CA3710029
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 788 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
AT&T
DSL
100 / 20

May also be available: GeoLinks, T-Mobile, Ting, Verizon.

Nearby Properties on Cottage Glen Ct

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