1634 Bruce Ave, Cincinnati, OH 45223 Property Records

Hamilton County property record for 1634 Bruce Ave, Cincinnati, OH 45223

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,743 sqft · built 1910
Lot Size	0.075 acres (3,267 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Dec 2016)
Tax Bill	$4,437 (2025)
Deeds & Mortgages	May 2025 Second Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`197-0036-0114-00`

Property Details

APN / Parcel Number

Primary APN	`197-0036-0114-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,743 sqft Living Area
1st Floor Area	855 sqft
2nd Floor Area	600 sqft
Attic	Attic
Attic Area	288 sqft
Basement Area	600 sqft

Exterior

Year Built	Built 1910
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	3,267 sqft (0.075 acres)
Lot Dimensions	120 ft deep x 27 ft wide
Porch	Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	1634 BRUCE AVE
City	CINCINNATI
State	OH
Zip	45223-2002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1634 BRUCE AVE 27 X 120.01 PT LOTS 5-6 SAM C COX 4TH
Legal Subdivision	SAMUEL COX
Legal Lot Number	5-6 6
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2008
Census Tract	27700

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1634 BRUCE AVE, CINCINNATI, OH 45223-2002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HERITAGE BANK INC
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Aug 11, 2017	Trustee's Deed, Construction Loan · Construction Mortgage RONALD J KLUG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2016 · Amount on Record
Deed Sale	Dec 16, 2016 · Amount on Record
Prior Sale	Dec 19, 2006 · Amount on Record
Deed Document Number	06-196209
Deed Book / Page	10427 / 00608
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1634 BRUCE AVE, CINCINNATI, OH 45223-2002
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036909
Date	May 20, 2025
Book Page	15420/403
Instrument	2025-0036909

Lender

Name	HERITAGE BANK INC
Type	Bank
Address	BURLINGTON, KY 41005

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 19, 2040

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1634 BRUCE AVE, CINCINNATI, OH 45223-2002
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009674
Date	Jan 26, 2022
Book Page	14591/2515
Instrument	2022-0009674

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 11, 2017
Property Address	1634 BRUCE AVE, CINCINNATI, OH 45223-2002
Book / Page	013479 / 001295
Instrument Date	Jul 31, 2017
Instrument	73187
Transaction Type	Construction Loan
Record Updated	Sep 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1634 BRUCE AVE CINCINNATI OH 452232002, CINCINNATI, OH 45223-2002

Mortgage

Document Number	0000073187
Date	Aug 11, 2017
Book Page	013479/001295
Instrument	73187

Lender

Name	RONALD J KLUG
Address	1634 BRUCE AVE, CINCINNATI, OH 45223-2002

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,437.00 (+3.07%)	$72,051 (+%) Land $12,380 Building $59,671
2024	$4,305.00 (-2.16%)	$72,050 (-) Land $12,379 Building $59,671
2023	$4,400.00 (-5.94%)	$72,050 (+4.84%) Land $12,379 Building $59,671	$205,860 (+4.84%) Land $35,370 Building $170,490
2022	$4,678.00 Homeowner's exemption	$68,723 Land $6,409 Building $62,314
2020			$196,350 Land $18,310 Building $178,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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