1634 22nd St, Bedford, IN 47421 Property Records

Lawrence County property record for 1634 22nd St, Bedford, IN 47421

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,826 sqft · built 1920
Lot Size	0.201 acres (8,745 sqft)
Owner	Individual Name on Record
Last Sale	$69,900 (May 2007)
Tax Bill	$1,731 (2025)
Deeds & Mortgages	Jan 2026 Transfer Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1100061400P14S`

Property Details

APN / Parcel Number

Primary APN	`1100061400P14S`
Alternative APNs	`47-06-23-231-034.000-010` `00870399840`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,826 sqft Living Area
1st Floor Area	1,826 sqft
Basement Area	456 sqft
Unfinished Basement	456 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1986
Construction Type	Metal Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,745 sqft (0.201 acres)
Lot Dimensions	159 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00870399840
Street Address	1634 22ND ST
City	BEDFORD
State	IN
Zip	47421-4514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR GROVE PT LOT 8 BLK B 55 X 159
Legal Block	B
Legal Lot Number	8
Jurisdiction	LAWRENCE IN
Township / Civil Division	SHAWSWICK
Census Block Group	1
Census Block	1036
Census Tract	951100

Owner

Source: Lawrence County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1634 22ND ST, BEDFORD, IN 47421-4514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Intrafamily Transfer, Transfer CLASSIC FL TITLE INC, CLASSIC TITLE INC
Nov 6, 2025	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Nov 22, 2022	Warranty Deed, Transfer · ARM BEDFORD FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2007 · Amount on Record
Deed Sale	May 14, 2007 · Amount on Record
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAWRENCE IN
Recording Date	Jan 15, 2026
Property Address	1634 22ND ST, BEDFORD, IN 47421-4514
Document Number	2026000293
Map Reference	MB 16 PG 328
Instrument Date	Oct 31, 2025
Instrument	2026000293
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	CLASSIC FL TITLE INC, CLASSIC TITLE INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1634 22ND ST, BEDFORD, IN 47421-4514

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE IN
Recording Date	Nov 6, 2025
Property Address	1634 22ND ST, BEDFORD, IN 47421-4514
Document Number	2025006665
Instrument Date	Oct 21, 2025
Instrument	2025006665
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1634 22ND ST, BEDFORD, IN 47421-4514

Mortgage

Document Number	2025006666
Date	Nov 6, 2025
Instrument	2025006666

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE IN
Recording Date	Nov 22, 2022
Property Address	1634 22ND ST, BEDFORD, IN 47421-4514
Document Number	2022007843
Instrument Date	Nov 9, 2022
Instrument	2022007843
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN

Mortgage

Document Number	2022007844
Date	Nov 22, 2022
Instrument	2022007844

Lender

Name	BEDFORD FEDERAL SAVINGS BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Dec 1, 2027
Index	5-Year CMT

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bedford City
County	Lawrence County
County Subdivision	Shawswick Township
Unified School District	North Lawrence Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,731.00 (-4.79%) Homeowner's exemption	$192,400 (+5.83%) Land $10,400 Building $182,000	$192,400 (+5.83%) Land $10,400 Building $182,000
2024	$1,818.00 (+8.28%) Homeowner's exemption	$181,800 (+8.28%) Land $10,100 Building $171,700	$181,800 (+8.28%) Land $10,100 Building $171,700
2023	$1,679.00 (+54.6%)	$167,900 (+53.47%) Land $9,700 Building $158,200	$167,900 (+53.47%) Land $9,700 Building $158,200
2022	$1,086.00 Homeowner's exemption	$109,400 Land $9,500 Building $99,900	$109,400 Land $9,500 Building $99,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD CITY UTILITIES serves 14,000 people · EPA ID IN5247001
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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