16339 Co Rd 14, Waterloo, AL 35677 Property Records

Lauderdale County property record for 16339 Co Rd 14, Waterloo, AL 35677

Property Summary

Property Type	Other Improved
Details	5,872 sqft · built 1996
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$50,500 (Feb 2024)
Tax Bill	$1,411 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-05-16-0-000-004-002`

Property Details

APN / Parcel Number

Primary APN	`13-05-16-0-000-004-002`
Alternative APNs	`103393` `050110` `72996`

Interior

Stories	1 Story
Building Area	5,872 sqft Total Area
1st Floor Area	5,200 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1996
Exterior Material	Metal
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)
Garage Type	Mixed
Garage Area	1,210 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Account Number	103393
Street Address	16339 COUNTY ROAD 14
City	WATERLOO
State	AL
Zip	35677-3661
Property Category	Other
Property Type	Other > Other Improved
Legal Description	10 AC/C (10.55 AC/D) PT OF N/2 OF SEC 16 T2S R13W COM @ NE COR OF SEC 16 W 2100 TO POB S 1299.36 W 485.4 N ALG DITCH FOR 1229
Legal Range	13W
Legal Township	02S
Legal Section	16
Jurisdiction	LAUDERDALE AL
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2035
Census Tract	11300

Owner

Source: Lauderdale County records · APN 13-05-16-0-000-004-002

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	16339 COUNTY ROAD 14, WATERLOO, AL 35677-3661
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Warranty Deed, Transfer · Conventional Mortgage LISTERHILL CU
Jan 28, 2022	Survivorship Deed, Transfer · Conventional Mortgage LISTERHILL CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2024 · Amount on Record
Deed Sale	Feb 28, 2024 · Amount on Record
Prior Sale	Jan 28, 2022 · Amount on Record
Deed Document Number	0020246791
Deed Book / Page	2024 / 6791
Record Updated	Jun 08, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Feb 28, 2024
Property Address	16339 COUNTY ROAD 14, WATERLOO, AL 35677-3661
Document Number	02024/6791
Book / Page	2024 / 6791
Map Reference	MB 2024 PG 294
Instrument Date	Feb 23, 2024
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2380 COUNTY ROAD 90, WATERLOO, AL 35677-3191

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16339 COUNTY ROAD 14, WATERLOO, AL 35677-3661

Mortgage

Document Number	0202406793
Date	Feb 28, 2024
Instrument	2024/06793

Lender

Name	LISTERHILL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2039

January 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jan 28, 2022
Property Address	16339 COUNTY ROAD 14, WATERLOO, AL 35677-3661
Document Number	02022/4787
Book / Page	2022 / 4787
Instrument Date	Jan 28, 2022
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2380 COUNTY ROAD 90, WATERLOO, AL 35677-3191

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16339 COUNTY ROAD 14, WATERLOO, AL 35677-3661

Mortgage

Document Number	202204790202204790
Date	Jan 28, 2022
Instrument	2022/04790202204790

Lender

Name	LISTERHILL CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lauderdale County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,411.00 (+6.89%)	$40,320 (+6.95%)	$261,880 (+13.81%) Land $99,800 Building $162,080
2024	$1,320.00 (-3.79%)	$37,700 (+283.13%) Land $8,360 Building $29,340	$230,100 (-3.29%) Land $83,400 Building $146,700
2023	$1,372.00 (+67.93%)	$9,840 (-55.11%) Land $9,840	$237,920 (+53.6%) Land $98,200 Building $139,720
2022	$817.00	$21,920	$154,900 Land $54,500 Building $100,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 1, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1989–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 61% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Based on FCC filings for 3 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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