San Diego County property record for 16334 Spangler Peak Rd, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,742 sqft · built 1978 |
| Lot Size | 0.408 acres (17,763 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $498,000 (Mar 2018) |
| Tax Bill | $6,931 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Jun 2023 Line of Credit + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-362-22-00 |
| Primary APN | 288-362-22-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,742 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 17,763 sqft (0.408 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 16334 SPANGLER PEAK RD |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 100 TR 007519 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 007519 |
| Legal Block | 3 |
| Legal Lot Number | 100 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 20810 |
16334 Spangler Peak Rd is owned and occupied by two individuals who bought it in March 2018.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16334 SPANGLER PEAK RD, RAMONA, CA 92065-4243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jun 13, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| May 1, 2023 | Deed of Trust, Mortgage · VA Mortgage MIDFIRST BANK |
| Oct 25, 2019 | Deed of Trust, Mortgage · VA Mortgage ACCELERATE MTG LLC |
| Jan 23, 2019 | Deed of Trust, Mortgage · VA Mortgage ACCELERATE MTG LLC |
| May 18, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Mar 20, 2018 | Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR |
| Mar 20, 2018 | Grant Deed, Transfer · VA Mortgage OCMBC INC |
| Oct 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CASHCALL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2018 · Amount on File |
| Deed Sale | Mar 20, 2018 · Amount on File |
| Prior Sale | Jan 4, 2016 · Amount on File |
| Deed Document Number | 2018109376 |
| Prior Transfer Date | Dec 3, 1993 |
| Prior Transfer Doc | 0000033368 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16334 SPANGLER PEAK RD, RAMONA, CA 92065-4243 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 16334 SPANGLER PEAK RD, RAMONA, CA 92065-4243 |
| Document Number | 0000443461 |
|---|---|
| Date | Nov 21, 2022 |
| Instrument | 2022-0443461 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 20, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16334 SPANGLER PEAK RD, RAMONA, CA 92065-4243 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 16334 SPANGLER PEAK RD, RAMONA, CA 92065-4243 |
| Document Number | 0000153738 |
|---|---|
| Date | Jun 13, 2023 |
| Instrument | 2023-0153738 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 12, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16334 SPANGLER PEAK RD, RAMONA, CA 92065-4243 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 16334 SPANGLER PEAK RD, RAMONA, CA 92065-4243 |
| Document Number | 0000112890 |
|---|---|
| Date | May 1, 2023 |
| Instrument | 2023-0112890 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 350 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16334 SPANGLER PEAK RD, RAMONA, CA 92065-4243 |
| Document Number | 0000517800 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 16334 SPANGLER PEAK RD RAMONA CA 920654243, RAMONA, CA 92065-4243 |
| Document Number | 0000517800 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 517800 |
| Name | ACCELERATE MTG LLC |
|---|---|
| Address | NEWARK, DE 19713 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 11, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16334 SPANGLER PEAK RD, RAMONA, CA 92065-4243 |
| Document Number | 0000031059 |
| Instrument Date | Jan 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16334 SPANGLER PEAK RD RAMONA CA 920654243, RAMONA, CA 92065-4243 |
| Document Number | 0000031059 |
|---|---|
| Date | Jan 29, 2019 |
| Instrument | 31059 |
| Name | ACCELERATE MTG LLC |
|---|---|
| Address | NEWARK, DE 19713 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 28, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 18, 2018 |
| Property Address | 16334 SPANGLER PEAK RD, RAMONA, CA 92065-4243 |
| Document Number | 0000200794 |
| Instrument Date | May 17, 2018 |
| Instrument | 200794 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 16334 SPANGLER PEAK RD RAMONA CA 920654243, RAMONA, CA 92065-4243 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 20, 2018 |
| Property Address | 16334 SPANGLER PEAK RD, RAMONA, CA 92065-4243 |
| Document Number | 0000109375 |
| Instrument Date | Mar 6, 2018 |
| Instrument | 109375 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2018 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 16334 SPANGLER PEAK RD RAMONA CA 920654243, RAMONA, CA 92065-4243 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 20, 2018 |
| Property Address | 16334 SPANGLER PEAK RD, RAMONA, CA 92065-4243 |
| Document Number | 0000109376 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 109376 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2018 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $547.80 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 16334 SPANGLER PEAK RD RAMONA CA 920654243, RAMONA, CA 92065-4243 |
| Document Number | 109377 |
|---|---|
| Date | Mar 20, 2018 |
| Instrument | 109377 |
| Name | OCMBC INC |
|---|---|
| Address | IRVINE, CA 92612 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 19, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16334 SPANGLER PEAK RD, RAMONA, CA 92065-4243 |
| Document Number | 0000468466 |
| Instrument Date | Oct 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2017 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16334 SPANGLER PEAK RD RAMONA CA 920654243, RAMONA, CA 92065-4243 |
| Document Number | 0000468466 |
|---|---|
| Date | Oct 11, 2017 |
| Instrument | 468466 |
| Name | CASHCALL |
|---|---|
| Type | Funding / Finance Company |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 10, 2047 |
The 2025 property tax bill for 16334 Spangler Peak Rd was $6,931 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $577,968 (+2%) Land $319,160 Building $258,808 | |
| 2025 | $6,931.00 Homeowner's exemption | $566,636 Land $312,902 Building $253,734 |
| 2023 | $6,493.00 (-1.55%) Homeowner's exemption | $544,634 Land $300,752 Building $243,882 |
| 2022 | $6,595.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 16334 Spangler Peak Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1998–2023) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2023 · Tropical Storm Hilary |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16334 Spangler Peak Rd is high, ranking above 88% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 69% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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