16331 N 164th Ln, Surprise, AZ 85388 Property Records

Maricopa County property record for 16331 N 164th Ln, Surprise, AZ 85388

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,884 sqft · built 2003
Lot Size	0.162 acres (7,037 sqft)
Owner	Trust Name on File
Last Sale	$169,458 (Feb 2004)
Tax Bill	$1,442 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2021 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`509-04-572`

Property Details

APN / Parcel Number

Primary APN	`509-04-572`
Alternative APN	`509045724`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,884 sqft Living Area
Gross Area	2,094 sqft
1st Floor Area	1,884 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,037 sqft (0.162 acres)
Parking Spaces	2 Parking Spaces
Pool Area	249 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16331 N 164TH LN
City	SURPRISE
State	AZ
Zip	85388-1127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	NORTHWEST RANCH PHASE 1 MCR 552-01
Legal Range	2W
Legal Township	3N
Legal Section	1
Legal Subdivision	NORTHWEST RANCH PHASE 1
Legal Phase	1
Legal Lot Number	298
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1022
Census Tract	61026

Owner

16331 N 164th Ln is owner-occupied and held in a trust since July 2020.

Source: Maricopa County records, as of October 22, 2025

Owner of Record	Trust Name on File
Mailing Address	16331 N 164TH LN, SURPRISE, AZ 85388-1127
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST OPTION MORTGAGE LLC
Oct 18, 2021	Intrafamily Transfer, Transfer
Jul 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST OPTION MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2004 · Amount on File
Deed Sale	Feb 20, 2004 · Amount on File
Deed Document Number	2004170376
Last Transfer Date	Jul 22, 2020
Transfer Doc	0001118373
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	16331 N 164TH LN, SURPRISE, AZ 85388-1127
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16331 N 164TH LN, SURPRISE, AZ 85388-1127

Mortgage

Document Number	0000941661
Date	Aug 31, 2021
Instrument	20210941661

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30339

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Oct 18, 2021
Property Address	16331 N 164TH LN, SURPRISE, AZ 85388-1127
Document Number	0001118373
Map Reference	MB 552 PG 1
Instrument Date	Jul 22, 2020
Instrument	20211118373
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	16331 N 164TH LN, SURPRISE, AZ 85388-1127

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jul 6, 2020
Property Address	16331 N 164TH LN, SURPRISE, AZ 85388-1127
Document Number	0000597306
Map Reference	MB 552 PG 1
Instrument Date	Jun 29, 2020
Instrument	20200597306
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	JETCLOSING INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16331 N 164TH LN, SURPRISE, AZ 85388-1127

Mortgage

Document Number	0000597307
Date	Jul 6, 2020
Instrument	20200597307

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 16331 N 164th Ln was $1,442.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Surprise City
Unified School District	Dysart Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,670 (+109.27%)	$356,700 (-) Land $71,300 Building $285,400
2025	$1,442.00	$17,045 (-56.43%)	$356,700 (-8.82%) Land $71,300 Building $285,400
2024		$39,120	$391,200 Land $78,200 Building $313,000
2023	$1,375.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16331 N 164th Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 16331 N 164th Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPCOR - AGUA FRIA private · serves 128,040 people · EPA ID AZ0407695
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025 Corrosion control Jan 2022
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: AT&T, T-Mobile, Verizon.

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