16330 Old Ranch Rd, Los Gatos, CA 95033 Property Records

Santa Cruz County property record for 16330 Old Ranch Rd, Los Gatos, CA 95033

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,357 sqft · built 2024
Lot Size	6.45 acres (281,180 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Sep 2019)
Tax Bill	$12,671 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`096-341-34`

Property Details

APN / Parcel Number

Primary APN	`096-341-34`
Alternative APN	`096-341-34-000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	4,357 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2025
Construction Type	Wood
Lot Area	281,180 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	16330 OLD RANCH RD
City	LOS GATOS
State	CA
Zip	95033-8334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SU
Legal Subdivision	SOQUEL RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	2
Census Block	2001
Census Tract	120500

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16330 OLD RANCH RD, LOS GATOS, CA 95033-8334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage ZB NA
Sep 30, 2019	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Sep 30, 2019	Affidavit of Death, Transfer CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2019 · Amount on Record
Deed Sale	Sep 30, 2019 · Amount on Record
Prior Sale	Aug 17, 2007 · Amount on Record
Deed Document Number	201929693
Prior Transfer Date	Mar 4, 2019
Prior Transfer Doc	0000029692
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	16330 OLD RANCH RD, LOS GATOS, CA 95033-8334
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3477 LILY WAY 439, 439, SAN JOSE, CA 95134-3463

Mortgage

Document Number	0000013089
Date	Jul 18, 2023
Instrument	2023-0013089

Lender

Name	ZB NA
Type	Bank
Address	SAN CLEMENTE, CA 92672

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Aug 1, 2035
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.8%
Index	1-Year T-Bill
Max Rate	11.8%

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 30, 2019
Property Address	16330 OLD RANCH RD, LOS GATOS, CA 95033-8334
Document Number	0000029693
Instrument Date	Jun 7, 2019
Instrument	2019-0029693
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3477 LILY WAY APT 439, 439, SAN JOSE, CA 95134-3463

Mortgage

Document Number	0000029694
Date	Sep 30, 2019
Instrument	2019-0029694

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Oct 1, 2022
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	11%

September 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 30, 2019
Property Address	16330 OLD RANCH RD, LOS GATOS, CA 95033-8334
Document Number	0000029692
Instrument Date	Mar 4, 2019
Instrument	29692
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	259 HENRY ST SAN FRANCISCO CA 941141231, SAN FRANCISCO, CA 94114-1231

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Elementary School District	Loma Prieta Joint Union Elementary School District (KG - 08)
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,326,872 (+33.62%) Land $529,872 Building $797,000
2025	$12,671.00 (+83.9%)	$992,982 (+98.87%) Land $519,482 Building $473,500
2023	$6,890.00 (+8.95%)	$499,310 Land $499,310	$694,260
2022	$6,324.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1982–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMIT WEST MUTUAL WATER CO. private · serves 481 people · EPA ID CA4400617
Water Source	Purchased surface water from SAN JOSE WATER
Last State Inspection	Jun 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surfnet Communications Fiber · Fixed Wireless	2,500 / 2,500

Cell Coverage

5G (outdoors only) and 4G LTE

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