1633 Spruill Rd, Caledonia, MS 39740 Property Records

Lowndes County property record for 1633 Spruill Rd, Caledonia, MS 39740

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,826 sqft · built 1965
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$72,433 (Mar 2026)
Tax Bill	$1,032 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit May 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26W000001510`

Property Details

APN / Parcel Number

Primary APN	`26W000001510`
Alternative APNs	`026677` `26677`

Interior

Full Baths	1 Bath
Building Area	2,826 sqft Adjusted Area
1st Floor Area	2,328 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Pool Area	780 sqft
Utility Building	85 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1633 SPRUILL RD
City	CALEDONIA
State	MS
Zip	39740-9470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW4 SW4 1633 SPRUILL RD 4A
Legal Range	18W
Legal Township	16S
Legal Section	25
Legal Subdivision	NW4 SW4 S25 T16S R18W
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	1
Census Block	1035
Census Tract	102

Owner

Source: Lowndes County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1633 SPRUILL RD, CALEDONIA, MS 39740-9470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
May 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANK OF VERNON
Jul 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANK OF VERNON
Mar 10, 2026	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2026 · Amount on Record
Deed Sale	Mar 10, 2026 · Amount on Record
Prior Sale	May 9, 2025 · Amount on Record
Deed Book / Page	2026 / 1857
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Recording Date	Jun 2, 2026
Property Address	1633 SPRUILL RD, CALEDONIA, MS 39740-9470
Document Number	2026012793
Book / Page	2026 / 12793
Instrument Date	May 22, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1633 SPRUILL RD, CALEDONIA, MS 39740-9470

Mortgage

Document Number	2026012793,
Date	Jun 2, 2026
Book Page	2026/12793

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 1, 2066

Interest

Rate	6.23%
Max Rate	-1%

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	1633 SPRUILL RD, CALEDONIA, MS 39740-9470
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020259878
Date	May 9, 2025
Book Page	2025/9878

Lender

Name	BANK OF VERNON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 8, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	1633 SPRUILL RD, CALEDONIA, MS 39740-9470
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202515035
Date	Jul 9, 2025
Book Page	2025/15035

Lender

Name	BANK OF VERNON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jun 11, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Mar 10, 2026
Property Address	1633 SPRUILL RD, CALEDONIA, MS 39740-9470
Document Number	0020261857
Book / Page	2026 / 1857
Instrument Date	Mar 9, 2026
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1633 SPRUILL RD, CALEDONIA, MS 39740-9470

Mortgage

Document Number	0020264996
Date	Mar 10, 2026
Instrument	2026/4996

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,032.00 (+1.08%) Homeowner's exemption	$13,623 (+20.3%)	$136,230 (+20.3%) Land $10,230 Building $126,000
2024	$1,021.00 (+28.59%)
2023	$794.00 Homeowner's exemption	$11,324	$113,240 Land $10,230 Building $103,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1990 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
M-Pulse Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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