1633 Bermuda Dr, Festus, MO 63028 Property Records

Jefferson County property record for 1633 Bermuda Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,372 sqft · built 2005
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$177,100 (Aug 2013)
Tax Bill	$2,667 (2025)
Deeds & Mortgages	Jul 2023 Sale Jul 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-1.0-12.0-0-005-013.22`

Property Details

APN / Parcel Number

Primary APN	`18-1.0-12.0-0-005-013.22`
Alternative APN	`1810120 00501322`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,372 sqft Living Area
Gross Area	2,022 sqft
1st Floor Area	1,372 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	650 sqft

Exterior Amenities

Pool Area	480 sqft
Porch	Open Frame Porch
Porch Area	16 sqft
Patio Area	654 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1633 BERMUDA DR
City	FESTUS
State	MO
Zip	63028-5626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	TANGLEWOOD ESTS 1 LOT 22
Legal Range	5E
Legal Township	40N
Legal Section	12
Legal Subdivision	TANGLEWOOD ESTS 1
Legal Block	4
Legal Lot Number	22
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	4
Census Block	4023
Census Tract	700900

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1633 BERMUDA DR, FESTUS, MO 63028-5626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Affidavit, Transfer
Jul 31, 2023	Beneficiary Deed, Transfer
Dec 9, 2019	Deed of Trust, Mortgage · FHA Mortgage GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2013 · Amount on Record
Deed Sale	Aug 5, 2013 · Amount on Record
Prior Sale	Oct 10, 2005 · Amount on Record
Deed Document Number	201331071
Last Transfer Date	Jun 27, 2023
Transfer Doc	0000018588
Record Updated	Oct 29, 2026

July 2023: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	JEFFERSON MO
Recording Date	Jul 31, 2023
Property Address	1633 BERMUDA DR, FESTUS, MO 63028-5626
Document Number	0000018587
Map Reference	MB 206 PG 6-9
Instrument Date	Jul 21, 2023
Instrument	2023R-018587
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1633 BERMUDA DR, FESTUS, MO 63028-5626

July 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 31, 2023
Property Address	1633 BERMUDA DR, FESTUS, MO 63028-5626
Document Number	0000018588
Map Reference	MB 206 PG 6-9
Instrument Date	Jun 27, 2023
Instrument	2023R-018588
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1633 BERMUDA DR, FESTUS, MO 63028-5626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1633 BERMUDA DR, FESTUS, MO 63028-5626

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1633 BERMUDA DR, FESTUS, MO 63028-5626
Document Number	0000039380
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	COPPER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1633 BERMUDA DR FESTUS MO 630285626, FESTUS, MO 63028-5626

Mortgage

Document Number	0000039380
Date	Dec 17, 2019
Instrument	39380

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,600 (-) Land $8,800 Building $39,800	$255,500 (-) Land $46,200 Building $209,300
2025	$2,667.00 (+10.89%)	$48,600 (+13.82%) Land $8,800 Building $39,800
2024			$255,500 (+13.76%) Land $46,200 Building $209,300
2023	$2,405.00 (+8.43%)	$42,700 (+8.38%) Land $8,800 Building $33,900	$224,600 (+8.4%) Land $46,200 Building $178,400
2022	$2,218.00	$39,400 Land $8,800 Building $30,600
2021			$207,200 Land $46,200 Building $161,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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