Northampton County property record for 16328 Smith Beach Rd, Cape Charles, VA 23310
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,221 sqft · built 1754 |
| Owner | Company Name on Record |
| Tax Bill | $1,332 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-A-16328 |
| Primary APN | 56-A-16328 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,221 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1754 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Porch | Finished/Screened Porch |
| Porch Area | 112 sqft |
| Deck Area | 761 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 274850 |
|---|---|
| Street Address | 16328 SMITH BEACH RD |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SMITH BEACH SMITH BEACH |
| Jurisdiction | NORTHAMPTON VA |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 930200 |
Source: Northampton County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 1237, EASTVILLE, VA 23347-1237 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2012 |
| Deed Sale | Oct 5, 2012 |
| Deed Document Number | 0000206217 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | SMITH BEACH RD, VA |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2023 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0170002050 |
|---|---|
| Date | Dec 19, 2017 |
| Instrument | 170002050 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.88% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2028 |
Source: Northampton County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,332.00 (+53.99%) | $189,000 (+65.94%) Building $189,000 | |
| 2024 | $189,000 (+65.94%) Building $189,000 | ||
| 2023 | $865.00 | $113,900 Building $113,900 | $113,900 Building $113,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (2003–2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Eastern Shore of Virginia Broadband Authority Fiber | 200 / 200 |
May also be available: Spectrum.
4G LTE (outdoors only), no 5G reported
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