16328 Ouray Rd, Pine, CO 80470 Property Records

Jefferson County property record for 16328 Ouray Rd, Pine, CO 80470

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.75 ba · 1,470 sqft · built 1994
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$179,900 (Dec 1999)
Tax Bill	$2,810 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-281-02-006`

Property Details

APN / Parcel Number

Primary APN	`71-281-02-006`
Alternative APNs	`300164396` `164396`

Interior

Bedrooms	2 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,470 sqft Living Area
1st Floor Area	763 sqft
2nd Floor Area	707 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	87,120 sqft (2 acres)
Deck Area	732 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	300164396
Street Address	16328 OURAY RD
City	PINE
State	CO
Zip	80470-9006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	SECTION 28 TOWNSHIP 07 RANGE 71 QTR NE SUBDIVISIONCD 601800 SUBDIVISIONNAME PINE VALLEY NORTH BLOCK LOT 0040 SIZE: 87120 TRACT VALUE: 2.000
Legal Range	71W
Legal Township	07S
Legal Section	28
Legal Subdivision	PINE VALLEY NORTH
Legal Lot Number	40
Jurisdiction	JEFFERSON CO
Township / Civil Division	SOUTH JEFFERSON
Census Block Group	3
Census Block	3025
Census Tract	12058

Owner

16328 Ouray Rd is owned and occupied by two individuals who acquired it in May 2000.

Source: Jefferson County records, as of May 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16328 OURAY RD, PINE, CO 80470-9006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 25, 2019	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC
Nov 21, 2018	Warranty Deed, Transfer · Conventional with PMI CITYWIDE HMS LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 1999 · Amount on File
Deed Sale	Dec 23, 1999 · Amount on File
Prior Sale	Mar 15, 1999 · Amount on File
Deed Document Number	1999995535
Last Transfer Date	May 17, 2000
Transfer Doc	00F1067607
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	16328 OURAY RD, PINE, CO 80470-9006
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035230
Date	Apr 19, 2018
Instrument	2018035230

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	16328 OURAY RD, PINE, CO 80470-9006
Document Number	0000093040
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16328 OURAY RD PINE CO 804709006, PINE, CO 80470-9006

Mortgage

Document Number	0000093040
Date	Oct 4, 2019
Instrument	93040

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON CO
Recording Date	Nov 21, 2018
Property Address	16328 OURAY RD, PINE, CO 80470-9006
Document Number	0000105492
Instrument Date	Nov 19, 2018
Instrument	105492
Transaction Type	Transfer
Record Updated	Dec 4, 2018
Title Company	GUARDIAN TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16328 OURAY RD PINE CO 804709006, PINE, CO 80470-9006

Mortgage

Document Number	105493
Date	Nov 21, 2018
Instrument	105493

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 16328 Ouray Rd was $2,810.

Source: Jefferson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Jefferson County
Unified School District	Jefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,810.00	$30,175 Land $6,320 Building $23,855	$482,797 Land $101,120 Building $381,677
2023	$2,786.00	$32,018 Land $6,711 Building $25,307	$532,883 Land $100,166 Building $432,717

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16328 Ouray Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Jun 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16328 Ouray Rd is very high, ranking above 94% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 97.9% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Neteo Fixed Wireless	500 / 40
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	500 / 40

Cell Coverage

4G LTE (outdoors only), no 5G reported

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