Lake County property record for 16324 3rd St, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,454 sqft · built 2015 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $17,000 (Mar 2015) |
| Tax Bill | $1,370 (2024) |
| Deeds & Mortgages | Dec 2022 Line of Credit Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-18-26-0100-001-01000 |
| Primary APN | 26-18-26-0100-001-01000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,454 sqft Living Area |
| Gross Area | 1,854 sqft |
| 1st Floor Area | 1,454 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,250 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 223 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1791901 |
|---|---|
| Street Address | 16324 3RD ST |
| City | UMATILLA |
| State | FL |
| Zip | 32784-8316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | DONNA VISTA PARK LOT 10 BLK 1 PB 9 PGS 43-44 ORB 4594 PG 472 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 26 |
| Legal Subdivision | DONNA VISTA PARK |
| Legal Tract | 0100 |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 30110 |
Source: Lake County records, as of November 26, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16324 3RD ST, UMATILLA, FL 32784-8316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Date | Document |
|---|---|
| Dec 2, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jan 9, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2015 · Amount on Record |
| Deed Sale | Mar 6, 2015 · Amount on Record |
| Prior Sale | Sep 3, 2014 · Amount on Record |
| Deed Document Number | 201523754 |
| Deed Book / Page | 4594 / 472 |
| Prior Transfer Date | Aug 20, 2014 |
| Prior Transfer Doc | 0045210464 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 16324 3RD ST, UMATILLA, FL 32784-8316 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 16324 3RD ST, UMATILLA, FL 32784-8316 |
| Document Number | 0060600342 |
|---|---|
| Date | Dec 2, 2022 |
| Book Page | 6060/342 |
| Instrument | 2022154893 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Oct 28, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 16324 3RD ST, UMATILLA, FL 32784-8316 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0054040354 |
|---|---|
| Date | Jan 9, 2020 |
| Book Page | 5404/0354 |
| Instrument | 2020004003 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $88,650 (+2.89%) | $134,445 (-) Land $21,661 Building $112,784 | |
| 2025 | $86,160 (+5.96%) Land $21,661 Building $64,499 | $134,445 (+2.65%) Land $21,661 Building $112,784 | |
| 2024 | $1,370.00 (+19.65%) | ||
| 2023 | $1,145.00 (+19.27%) Homeowner's exemption | $81,310 (+2.99%) | $130,968 (+12.71%) Land $21,661 Building $109,307 |
| 2022 | $960.00 Homeowner's exemption | $78,950 | $116,199 Land $6,892 Building $109,307 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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