Miami-Dade County property record for 16322 SW 78th Ter, Miami, FL 33193
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,776 sqft · built 1995 |
| Lot Size | 0.123 acres (5,368 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $610,000 (Jan 2022) |
| Tax Bill | $8,783 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone AH (high risk) |
| APN | 30-4932-017-0840 |
| Primary APN | 30-4932-017-0840 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,776 sqft Living Area |
| Gross Area | 3,552 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete Block/Hollow Tile/Frame |
| Construction Type | Concrete Block |
| Lot Area | 5,368 sqft (0.123 acres) |
| Garage Area | 307 sqft |
| Porch | Porch |
| Porch Area | 99 sqft |
| Street Address | 16322 SW 78TH TER |
|---|---|
| City | MIAMI |
| State | FL |
| Zip | 33193-3433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3700 |
| Legal Description | P A AT WEST KENDALL PB 145-58 T-18445 LOT 6 BLK 3 LOT SIZE 5368 SQ FT FAU 30-4932-014-0090 - 0110 OR 19425-3936 122000 1 |
| Legal Range | 39E |
| Legal Township | 54S |
| Legal Section | 32 |
| Legal Subdivision | P A AT WEST KENDALL |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KENDALE LAKES-TAMIAMI |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 17901 |
16322 SW 78th Ter is owned and occupied by two individuals who bought it in January 2022.
Source: Miami-Dade County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16322 SW 78TH TER, MIAMI, FL 33193-3433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
| Mar 20, 2018 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2022 · Amount on File |
| Deed Sale | Jan 11, 2022 · Amount on File |
| Prior Sale | Mar 20, 2018 · Amount on File |
| Deed Document Number | 202234353 |
| Deed Book / Page | 32956 / 2184 |
| Prior Transfer Date | Dec 22, 2021 |
| Prior Transfer Doc | 0000034353 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 16322 SW 78TH TER, MIAMI, FL 33193-3433 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 18350 SW 139TH CT, MIAMI, FL 33177-2796 |
| Document Number | 0000034354 |
|---|---|
| Date | Jan 11, 2022 |
| Book Page | 32956/2186 |
| Instrument | 2022R0034354 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Mar 20, 2018 |
| Property Address | 16322 SW 78TH TER, MIAMI, FL 33193-3433 |
| Document Number | 0000163652 |
| Book / Page | 030902 / 004766 |
| Instrument Date | Mar 5, 2018 |
| Instrument | 163652 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,490.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16322 SW 78TH TER MIAMI FL 331933433, MIAMI, FL 33193-3433 |
| Document Number | 163654 |
|---|---|
| Date | Mar 20, 2018 |
| Book Page | 030902/004770 |
| Instrument | 163654 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 19, 2048 |
The 2025 property tax bill for 16322 SW 78th Ter was $8,783 with a homeowner's exemption.
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,783.00 Homeowner's exemption | $507,638 | $696,861 Land $259,200 Building $437,661 |
| 2023 | $8,189.00 (+3.58%) Homeowner's exemption | $478,964 (+3%) | $622,982 (+6.14%) Land $175,368 Building $447,614 |
| 2022 | $7,906.00 Homeowner's exemption | $465,014 | $586,933 Land $150,368 Building $436,565 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16322 SW 78th Ter in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 219 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 219 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16322 SW 78th Ter is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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