San Diego County property record for 16321 Oakley Rd, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,892 sqft · built 1988 |
| Lot Size | 0.457 acres (19,914 sqft) |
| Owner | Individual Name on File |
| Last Sale | $790,000 (Apr 2022) |
| Tax Bill | $9,877 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Nov 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-361-42-00 |
| Primary APN | 288-361-42-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,892 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 19,914 sqft (0.457 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 16321 OAKLEY RD |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 106 TR 007519 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 007519 |
| Legal Block | 3 |
| Legal Lot Number | 106 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 20810 |
16321 Oakley Rd is owned and occupied by an individual who bought it in April 2022.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16321 OAKLEY RD, RAMONA, CA 92065-4231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2022 | Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Nov 22, 2021 | Grant Deed, Transfer · Commercial Mortgage CONVENTUS LLC |
| Jan 26, 2021 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC |
| Jan 11, 2017 | Grant Deed, Transfer · VA Mortgage STEARNS LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 2022 · Amount on File |
| Deed Sale | Apr 13, 2022 · Amount on File |
| Prior Sale | Nov 22, 2021 · Amount on File |
| Deed Document Number | 2022163140 |
| Prior Transfer Date | Mar 31, 2015 |
| Prior Transfer Doc | 0000163161 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 13, 2022 |
| Property Address | 16321 OAKLEY RD, RAMONA, CA 92065-4231 |
| Document Number | 0000163140 |
| Map Reference | MAP 7519 |
| Instrument Date | Apr 5, 2022 |
| Instrument | 2022-0163140 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16321 OAKLEY RD, RAMONA, CA 92065-4231 |
| Document Number | 0000163141 |
|---|---|
| Date | Apr 13, 2022 |
| Instrument | 2022-0163141 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 22, 2021 |
| Property Address | 16321 OAKLEY RD, RAMONA, CA 92065-4231 |
| Document Number | 0000803192 |
| Map Reference | MAP 7519 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 2021-0803192 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5701 MADRA AVE, SAN DIEGO, CA 92120-4719 |
| Document Number | 0000803193 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 2021-0803193 |
| Name | CONVENTUS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16321 OAKLEY RD, RAMONA, CA 92065-4231 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WESTCOR LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000058491 |
|---|---|
| Date | Jan 26, 2021 |
| Instrument | 2021-0058491 |
| Name | LAKEVIEW COMMUNITY CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 11, 2017 |
| Property Address | 16321 OAKLEY RD, RAMONA, CA 92065-4231 |
| Document Number | 0000017287 |
| Instrument Date | Dec 8, 2016 |
| Instrument | 17287 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $466.40 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16321 OAKLEY RD RAMONA CA 920654231, RAMONA, CA 92065-4231 |
| Document Number | 17288, |
|---|---|
| Date | Jan 11, 2017 |
| Instrument | 17288 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 10, 2047 |
The 2025 property tax bill for 16321 Oakley Rd was $9,877.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $855,113 (+2%) Land $346,362 Building $508,751 | |
| 2025 | $9,877.00 | $838,347 Land $339,571 Building $498,776 |
| 2023 | $8,595.00 (+16.2%) | $737,000 Land $298,000 Building $439,000 |
| 2022 | $7,397.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 16321 Oakley Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1998–2023) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2023 · Tropical Storm Hilary |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16321 Oakley Rd is high, ranking above 88% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 69% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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