16320 W Wirestem Dr, Lockport, IL 60441 Property Records

Will County property record for 16320 W Wirestem Dr, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Lot Size	0.364 acres (15,886 sqft)
Owner	Individual Name on File
Last Sale	$458,730 (Apr 2019)
Tax Bill	$15,568 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-05-19-401-055`

Property Details

APN / Parcel Number

Primary APN	`16-05-19-401-055`

Exterior

Lot Area	15,886 sqft (0.364 acres)

Location & Zoning

Street Address	16320 W WIRESTEM DR
City	LOCKPORT
State	IL
Zip	60441-4130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 IN SAGEBROOK UNIT 4, BEING A SUB OF PRT OF THE SE1/4 OF SEC. 19, T36N-R11E.
Legal Range	11E
Legal Township	36N
Legal Section	19
Legal Subdivision	SAGEBROOK UNIT 4
Legal Lot Number	11
Legal Unit	4
Jurisdiction	WILL IL
Township / Civil Division	HOMER
Census Block Group	2
Census Block	2013
Census Tract	881009

Owner

Source: Will County assessment roll, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16320 W WIRESTEM DR, LOCKPORT, IL 60441-4130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Deed of Trust, Mortgage · Closed-End Mortgage BMO BANK NA
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 25, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage M/I FINANCIAL LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 25, 2019 · Amount on Record
Deed Sale	Apr 25, 2019 · Amount on Record
Deed Document Number	201924086
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16320 W WIRESTEM DR, LOCKPORT, IL 60441-4130
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16320 W WIRESTEM DR, LOCKPORT, IL 60441-4130

Mortgage

Document Number	0000000049
Date	Jan 2, 2026
Instrument	R2026000049

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Dec 29, 2035

Interest

Rate	9.72%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16320 W WIRESTEM DR, LOCKPORT, IL 60441-4130
Transaction Type	Mortgage
Record Updated	Mar 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001305
Date	Jan 5, 2021
Instrument	R2021001305

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

April 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WILL IL
Recording Date	Apr 25, 2019
Property Address	16320 W WIRESTEM DR, LOCKPORT, IL 60441-4130
Document Number	0000024086
Map Reference	DOC R2018-037521
Instrument Date	Apr 19, 2019
Instrument	R2019024086
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 4, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$688.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3104 EUCID, BERWYN, IL 60402-3147

Mortgage

Document Number	0000024087
Date	Apr 25, 2019
Instrument	R2019024087

Lender

Name	M/I FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Will County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Homer Township
Municipality	Lockport City
Elementary School District	Homer Community Consolidated School District 33C (PK - 08)
Secondary School District	Lockport Township High School District 205 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,568.00 (+14.87%)
2024		$185,373 (+23.54%) Land $30,761 Building $154,612	$556,119 (+23.54%) Land $92,283 Building $463,836
2022	$13,553.00 Homeowner's exemption	$150,046 Land $26,035 Building $124,011	$450,138 Land $78,105 Building $372,033

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Feb 1997 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT serves 23,100 people · EPA ID IL1970500
Water Source	Groundwater
Last State Inspection	May 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	40 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Bertram Communications, Verizon.

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