Will County property record for 16320 W Cagwin Dr, Lockport, IL 60441
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,089 sqft · built 2002 |
| Lot Size | 0.19 acres (8,125 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $422,000 (Oct 2022) |
| Tax Bill | $12,974 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-05-31-204-006 |
| Primary APN | 16-05-31-204-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,089 sqft Living Area |
| Basement Area | 1,406 sqft |
| Unfinished Basement | 1,406 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,125 sqft (0.19 acres) |
| Lot Dimensions | 125 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 489 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 16320 W CAGWIN DR |
|---|---|
| City | LOCKPORT |
| State | IL |
| Zip | 60441-4741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 IN WILLOW WALK UNIT 2, BEING A SUB OF PRT OF SEC 31, T36N R11E. |
| Legal Range | 11E |
| Legal Township | 36N |
| Legal Section | 31 |
| Legal Subdivision | WILLOW WALK |
| Legal Lot Number | 6 |
| Legal Unit | 2 |
| Jurisdiction | WILL IL |
| Township / Civil Division | HOMER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 881009 |
Source: Will County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16320 W CAGWIN DR, LOCKPORT, IL 60441-4741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2025 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 26, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage HLP MORTGAGE LLC |
| Jul 21, 2022 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Jan 5, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2022 · Amount on Record |
| Deed Sale | Oct 26, 2022 · Amount on Record |
| Prior Sale | Jul 21, 2022 · Amount on Record |
| Deed Document Number | 202277936 |
| Prior Transfer Date | Jul 29, 2011 |
| Prior Transfer Doc | 0000072645 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 16320 W CAGWIN DR, LOCKPORT, IL 60441-4741 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 16320 W CAGWIN DR, LOCKPORT, IL 60441-4741 |
| Document Number | 0000066959 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | R2025066959 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Oct 26, 2022 |
| Property Address | 16320 W CAGWIN DR, LOCKPORT, IL 60441-4741 |
| Document Number | 0000077936 |
| Map Reference | DOC R2002-101599 |
| Instrument Date | Oct 3, 2022 |
| Instrument | R2022077936 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $422.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2319 DALEWOOD PKWY, WOODRIDGE, IL 60517-2914 |
| Document Number | 0000077937 |
|---|---|
| Date | Oct 26, 2022 |
| Instrument | R2022077937 |
| Name | HLP MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Jul 21, 2022 |
| Property Address | 16320 W CAGWIN DR, LOCKPORT, IL 60441-4741 |
| Document Number | 0000055692 |
| Map Reference | DOC R2002-101599 |
| Instrument Date | Jul 6, 2022 |
| Instrument | R2022055692 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1099 STEWART ST STE 600, 600, SEATTLE, WA 98101-2161 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Jan 5, 2017 |
| Property Address | 16320 W CAGWIN DR, LOCKPORT, IL 60441-4741 |
| Document Number | 0000001020 |
| Map Reference | DOC R2002-101599 |
| Instrument Date | Oct 31, 2016 |
| Instrument | R2017001020 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 16320 CAGWIN DR, LOCKPORT, IL 60441-4741 |
| Document Number | 0000001021 |
|---|---|
| Date | Jan 5, 2017 |
| Instrument | R2017001021 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
Source: Will County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Homer Township |
| Municipality | Lockport City |
| Elementary School District | Homer Community Consolidated School District 33C (PK - 08) |
| Secondary School District | Lockport Township High School District 205 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,974.00 (+13.63%) | ||
| 2024 | $150,471 (+18.15%) Land $28,592 Building $121,879 | $451,413 (+18.15%) Land $85,776 Building $365,637 | |
| 2022 | $11,418.00 Homeowner's exemption | $127,353 Land $24,199 Building $103,154 | $382,059 Land $72,597 Building $309,462 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKPORT serves 23,100 people · EPA ID IL1970500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 40 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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