16320 Quesa Dr, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 16320 Quesa Dr, Punta Gorda, FL 33955

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,888 sqft · built 2006
Lot Size0.217 acres (9,439 sqft)
Owner2 Individual Names on File
Last Sale$390,000 (Jan 2026)
Tax Bill$3,145 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone D (undetermined)
APN422329302008

Property Details

APN / Parcel Number

Primary APN422329302008
Alternative APNs
  • 00952602491604
  • 10004729103

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,888 sqft Living Area
Gross Area2,548 sqft
1st Floor Area1,888 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,439 sqft (0.217 acres)
Garage TypeAttached
Garage Area441 sqft
DrivewayDriveway
Driveway Area560 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area323 sqft
PorchEnclosed/Screened Porch
Porch Area219 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00952602491604
Street Address16320 QUESA DR
CityPUNTA GORDA
StateFL
Zip33955-4217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionPUNTA GORDA ISLES SEC16 BLK299 LT16 1011/1797 CD1029/1690 1589/416 1942/1369 2234/1175 2402/1232 3166/1643 4356/212
Legal Range23E
Legal Township42S
Legal Section29
Legal SubdivisionPUNTA GORDA ISLES
Legal TractPGI
Legal Block299
Legal Lot Number16
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1014
Census Tract10506

Owner

Source: Charlotte County assessment roll, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address16320 QUESA DR, PUNTA GORDA, FL 33955-4217
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2026Warranty Deed, Transfer · Conventional Mortgage
CHURCHILL MORTGAGE CORP
Jan 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF LITTLE ROCK MORTGAGE CORP
Sep 7, 2018Warranty Deed, Transfer · Conventional Mortgage
BANK OF LITTLE ROCK MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 28, 2026 · Amount on Record
Deed SaleJan 28, 2026 · Amount on Record
Prior SaleSep 7, 2018 · Amount on Record
Deed Document Number20263608590
Record UpdatedJun 8, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateJan 28, 2026
Property Address16320 QUESA DR, PUNTA GORDA, FL 33955-4217
Document Number0003608590
Map ReferenceMB 8 PG 27
Instrument DateJan 27, 2026
Instrument3608590
Transaction TypeTransfer
Record UpdatedFeb 13, 2026
Title CompanyINTEGRITY LAND TITLE INC, INTEGRITY PALMS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,730.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5008 W CHANDLER HEIGHTS DR, LELAND, NC 28451-9756

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address16320 QUESA DR, PUNTA GORDA, FL 33955-4217

Mortgage

Document Number0003608591
DateJan 28, 2026
Instrument3608591
Lender
NameCHURCHILL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2041

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address16320 QUESA DR, PUNTA GORDA, FL 33955-4217
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045260151
DateJan 9, 2020
Book Page4526/0151
Instrument2776343
Lender
NameBANK OF LITTLE ROCK MORTGAGE CORP
TypeMortgage Company
AddressLITTLE ROCK, AR 72223
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueOct 1, 2049

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateSep 7, 2018
Property Address16320 QUESA DR, PUNTA GORDA, FL 33955-4217
Document Number0043560212
Book / Page4356 / 0212
Map ReferenceMB8 PG27A-27O
Instrument DateSep 6, 2018
Instrument2643961
Transaction TypeTransfer
Record UpdatedFeb 7, 2022
Title CompanyTITLE GROUP OF FORT MYERS LT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address16320 QUESA DR, PUNTA GORDA, FL 33955-4217

Mortgage

Document Number0002643962
DateSep 7, 2018
Instrument2643962
Lender
NameBANK OF LITTLE ROCK MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,145.00 (-14.98%) Homeowner's exemption$248,519 (+5.99%)$303,611 (+2.08%) Land $34,000 Building $269,611
2024$3,699.00 (+0.79%)
2023$3,670.00 (+3.64%) Homeowner's exemption$234,481 (+3%)$297,415 (-2.04%) Land $27,000 Building $270,415
2022$3,541.00 Homeowner's exemption$227,651$303,611 Land $20,400 Building $283,211

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 432 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies448 units insured
incl. 16 condo units
Nearby Flood Claims131 (2017–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 80 claims
  • Hurricane Helene, Oct 2024 · 34 claims
  • Hurricane Ian, Oct 2022 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless
100 / 20

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