16320 Kaiser Ct, Hagerstown, MD 21740 Property Records

Washington County property record for 16320 Kaiser Ct, Hagerstown, MD 21740

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,031 sqft · built 1993
Lot Size	0.918 acres (40,000 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Dec 2020)
Tax Bill	$2,502 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-027358`

Property Details

APN / Parcel Number

Primary APN	`13-027358`
Alternative APN	`027358`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,031 sqft Total Area
1st Floor Area	96 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	40,000 sqft (0.918 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	96 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	027358
Street Address	16320 KAISER CT
City	HAGERSTOWN
State	MD
Zip	21740-1070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC
Legal Description	LOT 40 0.92 ACRES 16320 KAISER COURT HILL-N-DALE ACRES
Legal Subdivision	HILL-N-DALE ACRES
Legal Lot Number	40
Jurisdiction	WASHINGTON MD
Township / Civil Division	13, MAUGANSVILLE
Census Block Group	3
Census Block	3006
Census Tract	11700

Owner

16320 Kaiser Ct is owned and occupied by two individuals who bought it in December 2020.

Source: Washington County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16320 KAISER CT, HAGERSTOWN, MD 21740-1070
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Dec 30, 2020	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2020 · Amount on File
Deed Sale	Dec 30, 2020 · Amount on File
Prior Sale	Oct 27, 2008 · Amount on File
Deed Book / Page	6468 / 445
Prior Transfer Date	Mar 1, 2012
Prior Transfer Doc	0042640369
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	16320 KAISER CT, HAGERSTOWN, MD 21740-1070
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16320 KAISER CT, HAGERSTOWN, MD 21740-1070

Mortgage

Document Number	0068820083
Date	Dec 29, 2021
Book Page	6882/83

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Dec 30, 2020
Property Address	16320 KAISER CT, HAGERSTOWN, MD 21740-1070
Document Number	0064680445
Book / Page	6468 / 445
Map Reference	PL 4032-4035
Instrument Date	Dec 16, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	LAWYERS SIGNATURE STLMTS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16320 KAISER CT, HAGERSTOWN, MD 21740-1070

Mortgage

Document Number	0006468453
Date	Dec 30, 2020
Instrument	6468/453

Lender

Name	CROSSCOUNTRY MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 16320 Kaiser Ct was $2,502 with a homeowner's exemption, up 5.3% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,502.00 (+5.35%) Homeowner's exemption	$258,600 (+6.64%)	$290,800 (+19.92%) Land $64,000 Building $226,800
2025	$2,375.00 (+5.56%) Homeowner's exemption	$242,500 Land $64,000 Building $178,500	$242,500 Land $64,000 Building $178,500
2024	$2,250.00 (+12.61%)
2023	$1,998.00	$192,167	$242,500 Land $64,000 Building $178,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16320 Kaiser Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16320 Kaiser Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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