1632 Sandy Hollow Loop, Middleburg, FL 32068 Property Records

Clay County property record for 1632 Sandy Hollow Loop, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,096 sqft · built 1985
Lot Size	0.321 acres (13,982 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Jun 2019)
Tax Bill	$2,394 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Jun 2019 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`35-04-25-008190-038-00`

Property Details

APN / Parcel Number

Primary APN	`35-04-25-008190-038-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,096 sqft Living Area
1st Floor Area	1,096 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	13,982 sqft (0.321 acres)
Lot Dimensions	154 ft deep x 91 ft wide
Garage Area	288 sqft

Exterior Amenities

Pool Area	325 sqft
Porch	Screened/Unfinished Porch
Porch Area	220 sqft
Storage Building	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1632 SANDY HOLLOW LOOP
City	MIDDLEBURG
State	FL
Zip	32068-6513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 36 BLK 1 SANDY HOLLOW AS REC OR 4197 PG 717
Legal Range	25E
Legal Township	04S
Legal Section	35
Legal Subdivision	SANDY HOLLOW
Legal Block	1
Legal Lot Number	36
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3009
Census Tract	30802

Owner

1632 Sandy Hollow Loop is owned and occupied by an individual who bought it in June 2019.

Source: Clay County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	1632 SANDY HOLLOW LOOP, MIDDLEBURG, FL 32068-6513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2019	Deed of Trust, Mortgage · FHA Mortgage ACADEMY MORTGAGE CORP
Jun 27, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOUSING FINANCE AUTHORITY OF CLAY CO FLA
Jun 3, 2019	Warranty Deed, Transfer TRUSTED TITLE CORPORATION, TRUSTED TITLE CORP
Feb 4, 2019	Warranty Deed, Transfer LESTER H & GERALDINE L MICKLER
Oct 28, 2016	Deed of Trust, Mortgage · Conventional Mortgage DANIEL N & MARCIA E COHEN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2019 · Amount on File
Deed Sale	Jun 3, 2019 · Amount on File
Prior Sale	Feb 4, 2019 · Amount on File
Deed Document Number	201927959
Deed Book / Page	4197 / 717
Prior Transfer Date	Mar 4, 2014
Prior Transfer Doc	0036231304
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1632 SANDY HOLLOW LOOP, MIDDLEBURG, FL 32068-6513
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042051796
Date	Jun 27, 2019
Book Page	4205/1796
Instrument	2019033298

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1632 SANDY HOLLOW LOOP, MIDDLEBURG, FL 32068-6513
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042051880
Date	Jun 27, 2019
Book Page	4205/1880
Instrument	2019033340

Lender

Name	HOUSING FINANCE AUTHORITY OF CLAY CO FLA
Address	ORANGE PARK, FL 32073

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jun 3, 2019
Property Address	1632 SANDY HOLLOW LOOP, MIDDLEBURG, FL 32068-6513
Document Number	0041970717
Book / Page	004197 / 000717
Instrument Date	May 29, 2019
Instrument	27959
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	TRUSTED TITLE CORPORATION, TRUSTED TITLE CORP

Transaction

Amount	Amount on Record
Tax	$1,155.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1632 SANDY HOLLOW LOOP MIDDLEBURG FL 320686513, MIDDLEBURG, FL 32068-6513

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Feb 4, 2019
Property Address	1632 SANDY HOLLOW LOOP, MIDDLEBURG, FL 32068-6513
Document Number	0041620760
Book / Page	004162 / 000760
Instrument Date	Feb 4, 2019
Instrument	6037
Transaction Type	Transfer
Record Updated	Feb 18, 2019
Title Company	TRUSTED TITLE CORPORATION, TRUSTED TITLE CORP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$621.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3033 HARTLEY RD #5 JACKSONVILLE FL 322576280, 5, JACKSONVILLE, FL 32257-6280

Mortgage

Document Number	41620762
Date	Feb 4, 2019
Book Page	004162/000762
Instrument	6038

Lender

Name	LESTER H & GERALDINE L MICKLER
Address	9653 SCOTT MILL ESTATES WAY, JACKSONVILLE, FL 32257-5749

Agreement

Amount	Amount on Record

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1632 SANDY HOLLOW LOOP, MIDDLEBURG, FL 32068-6513
Document Number	0039361912
Book / Page	003936 / 001912
Instrument Date	Oct 28, 2016
Transaction Type	Mortgage
Record Updated	May 19, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1632 SANDY HOLLOW LOOP MIDDLEBURG FL 320686513, MIDDLEBURG, FL 32068-6513

Mortgage

Document Number	0039361912
Date	Jan 23, 2017
Book Page	003936/001912
Instrument	3394

Lender

Name	DANIEL N & MARCIA E COHEN
Address	190 S WILDERNESS TRL, PONTE VEDRA BEACH, FL 32082-3847

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 22, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 1632 Sandy Hollow Loop was $2,394 with a homeowner's exemption, up 5% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,394.00 (+4.95%) Homeowner's exemption	$197,118	$206,918 Land $40,000 Building $166,918
2024	$2,281.00 (-10.48%)
2023	$2,548.00 (+4.64%) Homeowner's exemption	$185,984 (+14.54%) Land $40,000 Building $145,984	$185,984 (+14.54%) Land $40,000 Building $145,984
2022	$2,435.00	$162,374 Land $30,000 Building $132,374	$162,374 Land $30,000 Building $132,374

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1632 Sandy Hollow Loop in Zone X, an area of minimal flood risk, though there have been 108 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 106 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	106 in force
Nearby Flood Claims	108 (1983–2024)
Claims Outside the SFHA	19 of 108
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 55 claims Tropical Storm Fay, Aug 2008 · 9 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1632 Sandy Hollow Loop is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, IQ Fiber.

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