1632 River Bluff Ct, Saint Paul, MN 55121 Property Records

Dakota County property record for 1632 River Bluff Ct, Saint Paul, MN 55121

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 1,410 sqft · built 1973
Lot Size	0.11 acres (497,878 sqft)
Owner	Individual Name on File
Last Sale	$134,900 (May 2003)
Tax Bill	$2,060 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-41300-05-100`

Property Details

APN / Parcel Number

Primary APN	`10-41300-05-100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,410 sqft Living Area
Gross Area	1,678 sqft
1st Floor Area	780 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	497,878 sqft (0.11 acres)
Garage Type	Attached
Garage Area	268 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1632 RIVER BLUFF CT
City	SAINT PAUL
State	MN
Zip	55121-1719
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ROBERT KARATZ ADDITION 12 1 CIC #358 CEDAR BLUFF TOWNHOME CONDOMINIUM UNIT #100
Legal Subdivision	ROBERT KARATZ ADDITION
Legal Block	5
Legal Lot Number	100
Legal Unit	100
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	3
Census Block	3032
Census Tract	60725

Owner

1632 River Bluff Ct, a condominium, is owned and occupied by an individual who bought it in May 2003.

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1632 RIVER BLUFF CT, SAINT PAUL, MN 55121-1719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit MERCY CREDIT UNION
Jul 11, 2022	Deed of Trust, Mortgage · Line of Credit MY CREDIT UNION
May 16, 2019	Deed of Trust, Mortgage · Conventional with PMI RICHFIELD BLOOMINGTON CU
Mar 23, 2018	Loan Modification, Mortgage RICHFIELD BLOOMINGTON CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2003 · Amount on File
Deed Sale	May 12, 2003 · Amount on File
Deed Document Number	2003197414
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Recording Date	Apr 29, 2026
Property Address	1632 RIVER BLUFF CT, SAINT PAUL, MN 55121-1719
Document Number	0003721943
Instrument Date	Apr 7, 2026
Instrument	20263721943
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1632 RIVER BLUFF CT, SAINT PAUL, MN 55121-1719

Mortgage

Document Number	0003721943,
Date	Apr 29, 2026
Instrument	20263721943

Lender

Name	MERCY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	1632 RIVER BLUFF CT, EAGAN, MN 55121-1719
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1632 RIVER BLUFF CT, EAGAN, MN 55121-1719

Mortgage

Document Number	0003548378
Date	Jul 11, 2022
Instrument	3548378

Lender

Name	MY CREDIT UNION
Type	Credit Union
Address	MINNEAPOLIS, MN 55420

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 10, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	1632 RIVER BLUFF CT, EAGAN, MN 55121-1719
Document Number	0003308338
Instrument Date	May 16, 2019
Transaction Type	Mortgage
Record Updated	Jun 26, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1632 RIVER BLUFF CT EAGAN MN 551211719, EAGAN, MN 55121-1719

Mortgage

Document Number	0003308338
Date	Jun 6, 2019
Instrument	3308338

Lender

Name	RICHFIELD BLOOMINGTON CU
Type	Credit Union
Address	RICHFIELD, MN 55423

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2049

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DAKOTA MN
Property Address	1632 RIVER BLUFF CT, EAGAN, MN 55121-1719
Document Number	0003246868
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	May 4, 2018
Title Company	CORNERSTONE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1632 RIVER BLUFF CT EAGAN MN 551211719, EAGAN, MN 55121-1719

Mortgage

Document Number	0003246868
Date	Apr 23, 2018
Instrument	3246868

Lender

Name	RICHFIELD BLOOMINGTON CU
Type	Credit Union
Address	RICHFIELD, MN 55423

Agreement

Term	60 Months
Due	Apr 22, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 1632 River Bluff Ct was $2,060 with a homeowner's exemption, up 11.7% from the year before.

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	West St. Paul-Mendota Heights-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,060.00 (+11.71%) Homeowner's exemption	$231,400 (+5.47%) Land $41,000 Building $190,400	$231,400 (+5.47%) Land $41,000 Building $190,400
2024	$1,844.00	$219,400 Land $40,100 Building $179,300	$219,400 Land $40,100 Building $179,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1632 River Bluff Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1632 River Bluff Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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