1632 Ridout Rd, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 1632 Ridout Rd, Annapolis, MD 21409

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,329 sqft · built 1989
Lot Size0.755 acres (32,900 sqft)
Owner2 Individual Names on File
Last Sale$775,000 (Jun 2017)
Tax Bill$8,804 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-025-01041465

Property Details

APN / Parcel Number

Primary APN03-025-01041465
Alternative APNs
  • 302501041465
  • 02501041465

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,329 sqft Living Area
Gross Area3,889 sqft
1st Floor Area1,326 sqft
Basement Area1,060 sqft
Finished Basement1,060 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area32,900 sqft (0.755 acres)
Garage TypeAttached
Garage Area560 sqft
Parking Spaces2 Parking Spaces
Pool Area512 sqft
PorchOpen Porch
Deck Area380 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number02501041465
Street Address1632 RIDOUT RD
CityANNAPOLIS
StateMD
Zip21409-5537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 27 BK B PL 1 AMBERLEY
Legal SubdivisionAMBERLEY
Legal BlockB
Legal Lot Number27
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group2
Census Block2005
Census Tract730902

Owner

1632 Ridout Rd is owned and occupied by two individuals who bought it in June 2017.

Source: Anne Arundel County records, as of September 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1632 RIDOUT RD, ANNAPOLIS, MD 21409-5537
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST HOME MORTGAGE CORP
Jun 6, 2017Deed, Transfer · Conventional Mortgage
SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 6, 2017 · Amount on File
Deed SaleJun 6, 2017 · Amount on File
Prior SaleJun 6, 2017 · Amount on File
Deed Book / Page31009 / 46
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1632 RIDOUT RD, ANNAPOLIS, MD 21409-5537
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyNOT AVAILABLE, EAGLE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0369540204
DateJun 9, 2021
Book Page36954/204
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
AddressNOTTINGHAM, MD 21236
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2051

June 2017: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateJun 6, 2017
Property Address1632 RIDOUT RD, ANNAPOLIS, MD 21409-5537
Document Number0310090046
Book / Page31009 / 046
Map ReferenceMB22 PG34
Instrument DateJun 2, 2017
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyMID MARYLAND TITLE CO INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$11,625.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1632 RIDOUT RD, ANNAPOLIS, MD 21409-5537

Mortgage

Document Number0003100951
DateJun 6, 2017
Instrument31009/51
Lender
NameSUNTRUST MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1632 Ridout Rd was $8,804 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$898,267$955,300 Land $454,200 Building $501,100
2025$8,804.00
2023$8,094.00 Homeowner's exemption$759,633$784,200 Land $439,200 Building $345,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1632 Ridout Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 28 policies
Nearby Flood Policies28 in force
Nearby Flood Claims7 (1987–2020)
Claims Outside the SFHA4 of 7
Most Recent ClaimAug 2020 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1632 Ridout Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Ridout Rd

Nearby Streets

Search Property Records by Address or Parcel Number