1632 Olmeda St, Encinitas, CA 92024 Property Records

San Diego County property record for 1632 Olmeda St, Encinitas, CA 92024 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,285 sqft · built 1974
Lot Size	0.163 acres (7,100 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Apr 2018)
Tax Bill	$11,411 (2025)
Deeds & Mortgages	Nov 2022 Transfer May 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`259-330-32-00`

Property Details

APN / Parcel Number

Primary APN	`259-330-32-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	2,285 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	7,100 sqft (0.163 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1632 OLMEDA ST
City	ENCINITAS
State	CA
Zip	92024-4831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 TR 007228
Legal Subdivision	EMERALD CLASSIC
Legal Tract	007228
Legal Block	1
Legal Lot Number	32
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	17403

Owner

Source: San Diego County records · APN 259-330-32-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2130 ORINDA DR, E, CARDIFF BY THE SEA, CA 92007-1941
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 01, 2022	Intrafamily Transfer, Transfer
May 31, 2017	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Feb 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Apr 19, 2018	Grant Deed, Transfer WFB NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 19, 2018 · Amount on Record
Deed Sale	Apr 19, 2018 · Amount on Record
Prior Sale	Mar 03, 1989 · Amount on Record
Deed Document Number	2018156814
Last Transfer Date	Oct 27, 2021
Transfer Doc	0000421494
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 01, 2022
Property Address	1632 OLMEDA ST, ENCINITAS, CA 92024-4831
Document Number	0000421494
Map Reference	MAP 7228
Instrument Date	Oct 27, 2021
Instrument	2022-0421494
Transaction Type	Transfer
Record Updated	Nov 09, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2130 ORINDA DR APT E, E, CARDIFF, CA 92007-1941

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1632 OLMEDA ST, ENCINITAS, CA 92024-4831
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000242202
Date	May 31, 2017
Instrument	2017-0242202

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	ENCINITAS, CA 92024

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jun 25, 2037

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	Prime Rate
Max Rate	17%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1632 OLMEDA ST, ENCINITAS, CA 92024-4831
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096535
Date	Feb 26, 2020
Instrument	2020-0096535

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1632 OLMEDA ST, ENCINITAS, CA 92024-4831
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1632 OLMEDA ST, ENCINITAS, CA 92024-4831

Mortgage

Document Number	0000552225
Date	Sep 18, 2020
Instrument	2020-0552225

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 19, 2018
Property Address	1632 OLMEDA ST, ENCINITAS, CA 92024-4831
Document Number	0000156814
Instrument Date	Mar 23, 2018
Instrument	156814
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$962.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1632 OLMEDA ST ENCINITAS CA 920244831, ENCINITAS, CA 92024-4831

Mortgage

Document Number	156815
Date	Apr 19, 2018
Instrument	156815

Lender

Name	WFB NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,015,506 (+2%) Land $783,392 Building $232,114
2025	$11,411.00 (+6.95%)	$995,595 (+4.04%) Land $768,032 Building $227,563
2023	$10,669.00 (+2.34%)	$956,936 Land $738,209 Building $218,727
2022	$10,425.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730174031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 715 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Ting Fiber, Cox Communications, Verizon, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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