1632 Oak Leaf St, Daniel Island (Charleston), SC 29492 Property Records

Berkeley County property record for 1632 Oak Leaf St, Daniel Island, SC 29492

Property Summary

Property Type	Single Family Home
Details	2,384 sqft · built 2016
Lot Size	0.187 acres (8,162 sqft)
Owner	2 Individual Names on File
Last Sale	$701,389 (Oct 2016)
Tax Bill	$5,354 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`277-04-04-101`

Property Details

APN / Parcel Number

Primary APN	`277-04-04-101`
Alternative APN	`277-00-00-011`

Interior

Stories	2 Stories
Building Area	2,384 sqft Finished Area
Gross Area	3,768 sqft
1st Floor Area	1,264 sqft
2nd Floor Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,162 sqft (0.187 acres)
Garage Area	484 sqft
Porch	Patio
Porch Area	416 sqft
Guest House	484 sqft

Location & Zoning

Street Address	1632 OAK LEAF ST
City	DANIEL ISLAND
State	SC
Zip	29492-8558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CHARLESTON
Legal Description	LOT BB-A 10DANIEL ISLAND PARCEL BB
Legal Subdivision	DANIEL ISLAND-EDGEFIELD PARK
Legal Lot Number	BB-A 10
Jurisdiction	BERKELEY SC
Township / Civil Division	WANDO
Census Block Group	5
Census Block	5034
Census Tract	20407

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1632 OAK LEAF ST, DANIEL ISLAND, SC 29492-8558
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 11, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2016 · Amount on File
Deed Sale	Oct 20, 2016 · Amount on File
Prior Sale	Oct 20, 2016 · Amount on File
Deed Document Number	201635469
Deed Book / Page	2304 / 551
Prior Transfer Date	Oct 11, 2016
Prior Transfer Doc	2304/0546
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	1632 OAK LEAF ST, DANIEL ISLAND, SC 29492-8558
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03459/0838
Date	Aug 11, 2020
Book Page	3459/838
Instrument	2020030176

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	1632 OAK LEAF ST, DANIEL ISLAND, SC 29492-8558
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03459/0854
Date	Aug 11, 2020
Book Page	3459/854
Instrument	2020030177

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 4, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Municipality	Charleston City
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$825,930 (+2,400.02%) Land $281,725 Building $544,205	$1,248,900 (-) Land $426,000 Building $822,900
2025	$5,354.00 (-0.45%)	$33,037 (-) Land $11,269 Building $21,768	$1,248,900 (-) Land $426,000 Building $822,900
2024	$5,378.00 (+9.11%) Homeowner's exemption	$33,037 (+15%) Land $11,269 Building $21,768	$1,248,900 (+73.89%) Land $426,000 Building $822,900
2022	$4,929.00 Homeowner's exemption	$28,728 Land $6,000 Building $22,728	$718,200 Land $150,000 Building $568,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 497 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,413 units insured incl. 916 condo units
Nearby Flood Claims	5 (2017–2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000

May also be available: T-Mobile, Xfinity.

Nearby Properties on Oak Leaf St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures