1632 Gardner Dr, Lutz, FL 33559 Property Records

Pasco County property record for 1632 Gardner Dr, Lutz, FL 33559

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,899 sqft · built 1987
Lot Size	0.156 acres (6,800 sqft)
Owner	Company Name on File
Last Sale	$470,000 (Jun 2023)
Tax Bill	$5,774 (2025)
Deeds & Mortgages	Jun 2023 Sale May 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-26-19-0010-00000-1360`

Property Details

APN / Parcel Number

Primary APN	`33-26-19-0010-00000-1360`
Alternative APNs	`1926330010000001360` `0842010`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,899 sqft Living Area
Gross Area	2,340 sqft
1st Floor Area	1,755 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,800 sqft (0.156 acres)
Garage Type	Attached
Garage Area	441 sqft
Driveway	Concrete Driveway
Driveway Area	512 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	378 sqft
Porch	Florida Room
Porch Area	169 sqft
Deck Area	168 sqft
Patio Area	1,004 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1632 GARDNER DR
City	LUTZ
State	FL
Zip	33559-3307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CARPENTERS RUN PHASE 1 PB 24 PGS 122-124 LOT 136
Legal Range	19E
Legal Township	26S
Legal Section	33
Legal Subdivision	CARPENTERS RUN
Legal Tract	10
Legal Lot Number	136
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	3
Census Block	3000
Census Tract	32014

Owner

1632 Gardner Dr is owned by a company that bought it in June 2023.

Source: Pasco County records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	120 S RIVERSIDE PLZ, 2000, CHICAGO, IL 60606-6995
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Warranty Deed, Transfer REALTECH TITLE LLC
May 17, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2023 · Amount on File
Deed Sale	Jun 8, 2023 · Amount on File
Prior Sale	May 17, 2022 · Amount on File
Deed Document Number	2023102428
Deed Book / Page	10832 / 191
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jun 8, 2023
Property Address	1632 GARDNER DR, LUTZ, FL 33559-3307
Document Number	0108320191
Book / Page	10832 / 191
Map Reference	MB 24 PG 122
Instrument Date	May 26, 2023
Instrument	2023102428
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	REALTECH TITLE LLC

Transaction

Amount	Amount on Record
Tax	$3,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2015 MANHATTAN BEACH BLVD STE 100, 100, REDONDO BEACH, CA 90278-1230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995
Investor	Possibly a Property Investor

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	May 17, 2022
Property Address	1632 GARDNER DR, LUTZ, FL 33559-3307
Document Number	0106150318
Book / Page	10615 / 318
Map Reference	MB 24 PG 122
Instrument Date	May 4, 2022
Instrument	2022110007
Transaction Type	Transfer
Record Updated	Jun 2, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$2,639.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1632 GARDNER DR, 1632, LUTZ, FL 33559-3307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 MANHATTAN BEACH BLVD STE 100, 100, REDONDO BEACH, CA 90278-1230
Investor	Possibly a Property Investor

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	1632 GARDNER DR, LUTZ, FL 33559-3307
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1632 GARDNER DR, LUTZ, FL 33559-3307

Mortgage

Document Number	0104603718
Date	Oct 14, 2021
Book Page	10460/3718
Instrument	2021219804

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1632 Gardner Dr was $5,774, down 2.2% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$327,415 (-1.07%) Land $62,336 Building $265,079	$327,415 (-1.07%) Land $62,336 Building $265,079
2025	$5,774.00 (-2.24%)	$330,940 Land $62,336 Building $268,604	$330,940 Land $62,336 Building $268,604
2024	$5,906.00 (+0.65%)
2023	$5,868.00 (+285.55%)	$336,280 (+166.34%) Land $44,978 Building $291,302	$336,280 (+21.07%) Land $44,978 Building $291,302
2022	$1,522.00	$126,260 Land $37,520 Building $88,740	$277,764 Land $37,520 Building $240,244

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1632 Gardner Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1632 Gardner Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORIDA GOVERNMENTAL UTILITY AUTHORITY private · serves 32,296 people · EPA ID FL5360172
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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