Lincoln County property record for 1632 Crossover Dr, Lincolnton, NC 28092
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 14 bd · 7 ba · 3,172 sqft · built 1978 |
| Lot Size | 2.57 acres (112,080 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,955 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Feb 2023 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3642-19-2241 |
| Primary APN | 3642-19-2241 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 14 Beds |
|---|---|
| Full Baths | 7 Baths |
| Total Rooms | 20 Rooms |
| Stories | 2 Stories |
| Building Area | 3,172 sqft Total Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 112,080 sqft (2.57 acres) |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 295521 |
|---|---|
| Street Address | 1632 CROSSOVER DR |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-8942 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | R-8 |
| Legal Description | RD 1504 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | IRONTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 70300 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2727 LYNDON B JOHNSON FWY, 806, DALLAS, TX 75234-7334 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 7, 2026 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Feb 17, 2023 | Special Warranty Deed, Transfer · Line of Credit THE GARRISON FAMILY OF LINCOLNTON LLC |
| Aug 22, 2019 | Deed of Trust, Mortgage · Line of Credit MICHAEL E RINK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 13, 2010 |
| Transfer Doc | 21980020 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 1632 CROSSOVER DR, LINCOLNTON, NC 28092-8942 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1800 CAMDEN RD 107420, 107420, CHARLOTTE, NC 28203-4690 |
| Document Number | 0003468793 |
|---|---|
| Date | Jan 7, 2026 |
| Book Page | 3468/793 |
| Instrument | 704015 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30309 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Feb 17, 2023 |
| Property Address | 1632 CROSSOVER DR, LINCOLNTON, NC 28092-8942 |
| Document Number | 0000323046 |
| Book / Page | 3230 / 46 |
| Instrument Date | Feb 16, 2023 |
| Instrument | 663737 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16,600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1554 MIRROR LAKE RD, LINCOLNTON, NC 28092-7913 |
| Name | Verified Name |
|---|---|
| Address | 2201 SOUTH BLVD STE 220, 220, CHARLOTTE, NC 28203-5158 |
| Document Number | 0000323054 |
|---|---|
| Date | Feb 17, 2023 |
| Book Page | 3230/54 |
| Instrument | 663738 |
| Name | THE GARRISON FAMILY OF LINCOLNTON LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | LINCOLNTON, NC 28092 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 16, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 1632 CROSSOVER DR, LINCOLNTON, NC 28092-8942 |
| Document Number | 2841337 |
| Instrument Date | Aug 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1554 MIRROR LAKE RD LINCOLNTON NC 280927913, LINCOLNTON, NC 28092-7913 |
| Document Number | 2841337 |
|---|---|
| Date | Aug 27, 2019 |
| Book Page | 002841/000337 |
| Instrument | 596953 |
| Name | MICHAEL E RINK |
|---|---|
| Address | 340 9TH AVENUE DR NE, HICKORY, NC 28601-3830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 26, 2024 |
| Rate Type | Adjustable Rate |
|---|
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Municipality | Lincolnton City |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,955.00 | $397,913 (-) Land $133,987 Building $263,926 | $397,913 (-) Land $133,987 Building $263,926 |
| 2025 | $4,955.00 (+2.91%) | $397,913 (-) Land $133,987 Building $263,926 | $397,913 (-) Land $133,987 Building $263,926 |
| 2023 | $4,815.00 | $397,913 Land $133,987 Building $263,926 | $397,913 Land $133,987 Building $263,926 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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