Garrett County property record for 1632 Cove Rd, Accident, MD 21520
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 1,196 sqft · built 1965 |
| Lot Size | 13.5 acres (590,674 sqft) |
| Owner | Individual Name on File |
| Last Sale | $25,000 (Aug 1989) |
| Tax Bill | $1,463 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-004357 |
| Primary APN | 05-004357 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,196 sqft Total Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 590,674 sqft (13.5 acres) |
| Garage Type | Attached |
| Garage Area | 414 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | 326 sqft |
| Patio Area | 180 sqft |
| Shed | 1 Shed |
| Shed Area | 1,632 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 004357 |
|---|---|
| Street Address | 1632 COVE RD |
| City | ACCIDENT |
| State | MD |
| Zip | 21520-2023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 13.56 AC NE/S COVE RD COVE |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 5, ACCIDENT |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 100 |
1632 Cove Rd, a rural home, is owned and occupied by an individual who bought it in August 1989.
Source: Garrett County records, as of July 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1632 COVE RD, ACCIDENT, MD 21520-2023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 1989 · Amount on File |
| Deed Sale | Aug 8, 1989 · Amount on File |
| Deed Book / Page | 534 / 810 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 1632 Cove Rd was $1,463 with a homeowner's exemption.
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,463.00 Homeowner's exemption | $152,300 Land $33,900 Building $118,400 | $152,300 Land $33,900 Building $118,400 |
| 2023 | $1,363.00 Homeowner's exemption | $114,200 Land $25,400 Building $88,800 | $114,200 Land $25,400 Building $88,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1632 Cove Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1996) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1632 Cove Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| QCOL Fiber | 10,000 / 10,000 |
| Verizon Fixed Wireless | 300 / 20 |
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