1632 280th Ave, Luck, WI 54853 Property Records

Polk County property record for 1632 280th Ave, Luck, WI 54853

Property Summary

Property Type	Single Family Home
Lot Size	30 acres (1,306,800 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Oct 2025)
Tax Bill	$5,609 (2025)
Deeds & Mortgages	Oct 2025 Sale Nov 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`036-00379-0000`

Property Details

APN / Parcel Number

Primary APN	`036-00379-0000`

Exterior

Lot Area	1,306,800 sqft (30 acres)

Location & Zoning

Street Address	1632 280TH AVE
City	LUCK
State	WI
Zip	54853-3800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW NE EXC W 10 ACRES THEREOF
Jurisdiction	POLK WI
Township / Civil Division	LUCK
Census Block Group	1
Census Block	1034
Census Tract	960200

Owner

Source: Polk County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Land Contract, Transfer T M TITLE SERVICES INC
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CUMBERLAND FEDERAL BANK FSB
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CUMBERLAND FEDERAL BANK FSB
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage CUMBERLAND FEDERAL BANK FSB
Feb 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage CUMBERLAND FEDERAL BANK FSB
Oct 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage CUMBERLAND FEDERAL BANK FSB
Feb 8, 2017	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK OF CAMERON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2025 · Amount on Record
Deed Sale	Oct 17, 2025 · Amount on Record
Prior Sale	Feb 8, 2017 · Amount on Record
Deed Document Number	0000939526
Record Updated	Jun 8, 2026

October 2025: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	POLK WI
Recording Date	Oct 17, 2025
Property Address	1632 280TH AVE, LUCK, WI 54853-3800
Document Number	0000939526
Map Reference	CSM8191CSMV38PG88
Instrument Date	Oct 8, 2025
Instrument	939526
Transaction Type	Transfer
Record Updated	Nov 12, 2025
Title Company	T M TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$1,350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	1632 280TH AVE, LUCK, WI 54853-3800
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	903453
Date	Nov 16, 2021
Instrument	903453

Lender

Name	CUMBERLAND FEDERAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	1632 280TH AVE, LUCK, WI 54853-3800
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	893552
Date	Mar 8, 2021
Instrument	893552

Lender

Name	CUMBERLAND FEDERAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	1632 280TH AVE, LUCK, WI 54853-3800
Transaction Type	Mortgage
Record Updated	Aug 4, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	883946
Date	Jun 30, 2020
Instrument	883946

Lender

Name	CUMBERLAND FEDERAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	1632 280TH AVE, LUCK, WI 54853-3800
Transaction Type	Mortgage
Record Updated	Feb 26, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	879795
Date	Feb 7, 2020
Instrument	879795

Lender

Name	CUMBERLAND FEDERAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	1632 280TH AVE, LUCK, WI 54853-3800
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	ASSURED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	876797
Date	Oct 31, 2019
Instrument	876797

Lender

Name	CUMBERLAND FEDERAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Feb 8, 2017
Property Address	1632 280TH AVE, LUCK, WI 54853-3800
Document Number	0000848839
Instrument Date	Feb 7, 2017
Instrument	848839
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	ASSURED TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	848840
Date	Feb 8, 2017
Instrument	848840

Lender

Name	COMMUNITY BANK OF CAMERON
Type	Bank
Address	GRANTSBURG, WI 54840

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
County Subdivision	Luck Town
Unified School District	Luck School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,609.00 (+7.56%)	$458,600 (+65.14%) Land $25,800 Building $432,800	$490,200 (+7.17%) Land $27,578 Building $462,622
2024	$5,215.00 (+41.4%)	$277,700 (+30.5%) Land $17,000 Building $260,700	$457,400 (+42.63%) Land $28,001 Building $429,399
2023	$3,688.00	$212,800 Land $17,000 Building $195,800	$320,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lakeland Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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