16319 Upper Manatee River Rd, Bradenton, FL 34212 Property Records

Manatee County property record for 16319 Upper Manatee River Rd, Bradenton, FL 34212

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,362 sqft · built 2004
Lot Size	0.689 acres (30,000 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Jun 2022)
Tax Bill	$7,339 (2024)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5244-1115-9`

Property Details

APN / Parcel Number

Primary APN	`5244-1115-9`
Alternative APNs	`341914524411159` `0524411159`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,362 sqft Living Area
Gross Area	3,672 sqft
1st Floor Area	2,362 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,000 sqft (0.689 acres)
Lot Dimensions	240 ft deep x 125 ft wide
View / Lot	Standard
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	826 sqft
Patio Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0524411159
Street Address	16319 UPPER MANATEE RIVER RD
City	BRADENTON
State	FL
Zip	34212-9606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	LOT 3 STEWART SUBDIVISION PI#5244.1115/9
Legal Range	19E
Legal Township	34S
Legal Section	14
Legal Subdivision	STEWART
Legal Tract	00524400
Legal Lot Number	3
Jurisdiction	MANATEE FL
Township / Civil Division	MYAKKA CITY
Census Block Group	1
Census Block	1013
Census Tract	2014

Owner

16319 Upper Manatee River Rd is owned and occupied by two individuals who acquired it in February 2025.

Source: Manatee County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16319 UPPER MANATEE RIVER RD, BRADENTON, FL 34212-9606
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2022 · Amount on File
Deed Sale	Jun 28, 2022 · Amount on File
Prior Sale	Jun 25, 2009 · Amount on File
Deed Document Number	202284340
Last Transfer Date	Feb 7, 2025
Transfer Doc	0000017113
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jun 28, 2022
Property Address	16319 UPPER MANATEE RIVER RD, BRADENTON, FL 34212-9606
Document Number	0041084340
Map Reference	MB 41 PG 23
Instrument Date	Jun 24, 2022
Instrument	202241084340
Transaction Type	Transfer
Record Updated	Jul 11, 2022
Title Company	BARNES WALKER TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8351 THOMAS JEFFERSON WAY, 8351, GLOUCESTER, VA 23061-5383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6200 GARDEN CV, MEMPHIS, TN 38134-7606

Mortgage

Document Number	0041084341
Date	Jun 28, 2022
Instrument	202241084341

Lender

Name	INVESTOR MORTGAGE FINANCE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	7.87%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	7.87%
Max Rate At Change	10.8%
Index	1-Year LIBOR
Max Rate	13.8%

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$492,668 (-0.97%) Land $66,300 Building $426,368	$492,668 (-0.97%) Land $66,300 Building $426,368
2025		$497,478 Land $66,300 Building $431,178	$497,478 Land $66,300 Building $431,178
2024	$7,339.00 (-3%)
2023	$7,566.00 (+242.82%)	$502,313 (+191.43%) Land $66,300 Building $436,013	$502,313 (+14.05%) Land $66,300 Building $436,013
2022	$2,207.00 Homeowner's exemption	$172,363	$440,441 Land $65,000 Building $375,441

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16319 Upper Manatee River Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 119 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	119 in force
Nearby Flood Claims	10 (1982–2024)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16319 Upper Manatee River Rd is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20