16319 Trace Dr, Loxley, AL 36551 Property Records

Baldwin County property record for 16319 Trace Dr, Loxley, AL 36551

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,666 sqft · built 2016
Lot Size	0.158 acres (6,900 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Apr 2021)
Tax Bill	$948 (2026)
Deeds & Mortgages	May 2026 Line of Credit Mar 2024 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`42-06-23-0-000-015.038`

Property Details

APN / Parcel Number

Primary APN	`42-06-23-0-000-015.038`
Alternative APNs	`283956` `374547` `505911`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,666 sqft Heated Area
1st Floor Area	1,666 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,900 sqft (0.158 acres)
Lot Dimensions	138 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	505911
Street Address	16319 TRACE DR
City	LOXLEY
State	AL
Zip	36551-6423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50' X 138' LOT 34 WOODLAND TRACE SUB SLIDE 2290-C & CORRECTED SLIDE 2300-F IN THE CITY OF LOXLEY SEC 23-T5S-R3E (QCD)
Legal Subdivision	WOODLAND TRACE
Legal Lot Number	34
Jurisdiction	BALDWIN AL
Township / Civil Division	ROBERTSDALE
Census Block Group	2
Census Block	2011
Census Tract	10903

Owner

16319 Trace Dr is owned and occupied by an individual who acquired it in August 2021.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	16319 TRACE DR, LOXLEY, AL 36551-6423
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Line of Credit RIVER BANK AND TRUST
Mar 25, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AIMEE ELIZABETH MIZELLE
Oct 15, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Oct 4, 2021	Intrafamily Transfer, Transfer
Apr 20, 2021	Warranty Deed, Transfer · VA Mortgage FIRSTBANK
Dec 26, 2018	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2021 · Amount on File
Deed Sale	Apr 20, 2021 · Amount on File
Prior Sale	Aug 15, 2016 · Amount on File
Deed Document Number	20211907268
Last Transfer Date	Aug 28, 2021
Transfer Doc	0001948708
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Recording Date	May 14, 2026
Property Address	16319 TRACE DR, LOXLEY, AL 36551-6423
Document Number	0002253150
Instrument Date	May 7, 2026
Instrument	20262253150
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16319 TRACE DR, LOXLEY, AL 36551-6423

Mortgage

Document Number	0002253150,
Date	May 14, 2026
Instrument	20262253150

Lender

Name	RIVER BANK AND TRUST

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 22, 2041

Interest

Rate	5.74%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	16319 TRACE DR, LOXLEY, AL 36551-6423
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16319 TRACE DR, LOXLEY, AL 36551-6423

Mortgage

Document Number	0002114328
Date	Mar 25, 2024
Instrument	2114328

Lender

Name	AIMEE ELIZABETH MIZELLE
Type	Private Party
Address	16319 TRACE DR, LOXLEY, AL 36551

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	16319 TRACE DR, LOXLEY, AL 36551-6423
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001863882
Date	Oct 15, 2020
Instrument	1863882

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BALDWIN AL
Recording Date	Oct 4, 2021
Property Address	16319 TRACE DR, LOXLEY, AL 36551-6423
Document Number	0001948708
Map Reference	SL 2290-C
Instrument Date	Aug 28, 2021
Instrument	1948708
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16319 TRACE DR, LOXLEY, AL 36551-6423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16319 TRACE DR, LOXLEY, AL 36551-6423

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Apr 20, 2021
Property Address	16319 TRACE DR, LOXLEY, AL 36551-6423
Document Number	0001907268
Map Reference	SL 2290-C
Instrument Date	Apr 13, 2021
Instrument	1907268
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	AUSTIN TITLE, ATC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16319 TRACE DR, LOXLEY, AL 36551-6423

Mortgage

Document Number	0001907269
Date	Apr 20, 2021
Instrument	1907269

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	16319 TRACE DR, LOXLEY, AL 36551-6423
Document Number	0001738966
Instrument Date	Dec 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16319 TRACE DR LOXLEY AL 365516423, LOXLEY, AL 36551-6423

Mortgage

Document Number	0001738966
Date	Jan 16, 2019
Instrument	1738966

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 16319 Trace Dr was $948 with a homeowner's exemption, up 4.4% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$948.00 (+4.41%) Homeowner's exemption
2025	$908.00	$25,760 Land $3,720 Building $22,040	$257,400 Land $37,100 Building $220,300
2023	$925.00 (+56.78%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$25,000 (+21.6%)	$249,900 (+21.67%) Land $34,900 Building $215,000
2022	$590.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$20,560	$205,400 Land $33,700 Building $171,700
2021	$590.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16319 Trace Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2009 · Severe Storms, Flooding, Tornadoes & Straight-line

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16319 Trace Dr is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOXLEY serves 10,104 people · EPA ID AL0000048
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: C Spire Wireless.

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