16319 SW 99th Ter, Miami, FL 33196 Property Records

Miami-Dade County property record for 16319 SW 99th Ter, Miami, FL 33196

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,612 sqft · built 1997
Lot Size	0.063 acres (2,746 sqft)
Owner	2 Individual Names on File
Last Sale	$296,000 (Dec 2017)
Tax Bill	$9,333 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-5905-010-0040`

Property Details

APN / Parcel Number

Primary APN	`30-5905-010-0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,612 sqft Living Area
Gross Area	1,927 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Cluster
Exterior Material	Concrete Block/Stucco
Roof Type	Rigid Frame Bar Joist
Roof Material	Other
Lot Area	2,746 sqft (0.063 acres)
Garage Area	193 sqft

Location & Zoning

Street Address	16319 SW 99TH TER
City	MIAMI
State	FL
Zip	33196-5917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3700
Legal Description	FOREST LAKES GARDENS SEC 2 PB 149-99 T-19034 LOT 4 BLK 12 LOT SIZE 2746 SQ FT & INT IN COMMON AREA FAU 30-5905-000-0011 OR 17893-4637 1197 1 COC 22085-3634 02 2004 1
Legal Range	39E
Legal Township	55S
Legal Section	05
Legal Subdivision	FOREST LAKES GARDENS
Legal Block	12
Legal Lot Number	4
Jurisdiction	DADE FL
Township / Civil Division	KENDALE LAKES-TAMIAMI
Census Block Group	1
Census Block	1000
Census Tract	18002

Owner

16319 SW 99th Ter is owned and occupied by two individuals who acquired it in November 2024.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16319 SW 99TH TER, MIAMI, FL 33196-5917
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EDUARDO FERNANDEZ
Nov 3, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 3, 2020	Deed of Trust, Mortgage · FHA Mortgage READY MORTGAGE LENDERS LLC
Dec 27, 2017	Warranty Deed, Transfer · FHA Mortgage READY MORTGAGE LENDERS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2017 · Amount on File
Deed Sale	Dec 27, 2017 · Amount on File
Prior Sale	Mar 2, 2004 · Amount on File
Deed Document Number	2017724925
Deed Book / Page	30806 / 4760
Last Transfer Date	Nov 25, 2024
Transfer Doc	0000059898
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	16319 SW 99TH TER, MIAMI, FL 33196-5917
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16319 SW 99TH TER, MIAMI, FL 33196-5917
Investor	Possibly a Property Investor

Mortgage

Document Number	0000844359
Date	Nov 10, 2025
Book Page	35025/2546
Instrument	2025R0844359

Lender

Name	EDUARDO FERNANDEZ
Type	Private Party
Address	1 ALHAMBRA PLZ, CORAL GABLES, FL 33134

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	11 Months
Due	Oct 17, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	16319 SW 99TH TER, MIAMI, FL 33196-5917
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16319 SW 99TH TER, MIAMI, FL 33196-5917

Mortgage

Document Number	0000637251
Date	Nov 3, 2020
Book Page	32181/326
Instrument	2020R0637251

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	16319 SW 99TH TER, MIAMI, FL 33196-5917
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005036
Date	Jan 3, 2020
Book Page	31754/4472
Instrument	2020R0005036

Lender

Name	READY MORTGAGE LENDERS LLC
Type	Mortgage Company
Address	MIAMI, FL 33126

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Dec 27, 2017
Property Address	16319 SW 99TH TER, MIAMI, FL 33196-5917
Document Number	0000724925
Book / Page	30806 / 4760
Map Reference	MB 149 PG 99
Instrument Date	Dec 21, 2017
Instrument	2017R0724925
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	GST TITLE & TRUST INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,776.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2775 WOODLAND CREEK LOOP, 2775, KISSIMMEE, FL 34744-1104

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16319 SW 99TH TER, MIAMI, FL 33196-5917

Mortgage

Document Number	0000724927
Date	Dec 27, 2017
Instrument	2017R0724927

Lender

Name	READY MORTGAGE LENDERS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 16319 SW 99th Ter was $9,333.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,333.00	$285,766	$411,561 Land $200,475 Building $211,086
2023	$4,591.00 (+3.77%) Homeowner's exemption	$269,625 (+3%)	$377,569 (+9.25%) Land $168,399 Building $209,170
2022	$4,424.00 Homeowner's exemption	$261,772	$345,609 Land $133,650 Building $211,959

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16319 SW 99th Ter in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 125 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	125 in force
Nearby Flood Claims	2 (2017–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16319 SW 99th Ter is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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