16318 68th St, Live Oak, FL 32060 Property Records

Suwannee County property record for 16318 68th St, Live Oak, FL 32060

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,360 sqft · built 2005
Lot Size	7.21 acres (314,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$17,550 (May 2004)
Tax Bill	$4,319 (2024)
Deeds & Mortgages	Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-02S-12E-09899-001001`

Property Details

APN / Parcel Number

Primary APN	`11-02S-12E-09899-001001`
Alternative APN	`09899001001`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,360 sqft Living Area
1st Floor Area	3,360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2021
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	314,068 sqft (7.21 acres)
Garage Area	591 sqft
Porch	Finished/Screened Porch
Patio Area	675 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic

Location & Zoning

Account Number	09899001001
Street Address	16318 68TH ST
City	LIVE OAK
State	FL
Zip	32060-8677
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 7.21 ACRES FOR P.O.B. COMMENCE AT THE NE CORNER OF NW 1/4 OF SE1/4 RUN S 00 DEG 55'44 ALONG E LINE OF NW1/4 OF SE1/4
Legal Range	12E
Legal Township	02S
Legal Section	11
Jurisdiction	SUWANNEE FL
Township / Civil Division	DOWLING PARK
Census Block Group	1
Census Block	1064
Census Tract	970304

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16318 68TH ST, LIVE OAK, FL 32060-8677
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2004 · Amount on Record
Deed Sale	May 3, 2004 · Amount on Record
Deed Document Number	405131324
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	16318 68TH ST, LIVE OAK, FL 32060-8677
Document Number	0000196084
Book / Page	002005 / 000486
Instrument Date	Sep 6, 2017
Transaction Type	Mortgage
Record Updated	Sep 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16318 68TH ST LIVE OAK FL 320608677, LIVE OAK, FL 32060-8677

Mortgage

Document Number	0000196084
Date	Sep 14, 2017
Book Page	002005/000486
Instrument	196084

Lender

Name	FIRST FSB/FL
Type	Federal Savings Bank
Address	LIVE OAK, FL 32064

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$319,743 (+5.96%)	$525,196 (+13.45%)
2024	$4,319.00 (+2.47%)
2023	$4,215.00 (+2.55%) Homeowner's exemption	$301,750 (+2.99%)	$462,943 (+33.41%)
2022	$4,110.00 Homeowner's exemption	$292,996	$347,008

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Windstream Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20