16317 Saint Augustine St, Clermont, FL 34714 Property Records

Lake County property record for 16317 Saint Augustine St, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,541 sqft · built 2013
Lot Size	0.228 acres (9,943 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Jul 2026)
Tax Bill	$3,609 (2025)
Deeds & Mortgages	Jul 2026 Sale Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-24-26-0100-000-23900`

Property Details

APN / Parcel Number

Primary APN	`14-24-26-0100-000-23900`
Alternative APNs	`262414010000023900` `3862167`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,541 sqft Living Area
Gross Area	1,902 sqft
1st Floor Area	1,541 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,943 sqft (0.228 acres)
Garage Type	Attached
Garage Area	361 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	15 sqft
Deck Area	Deck Area
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3862167
Street Address	16317 SAINT AUGUSTINE ST
City	CLERMONT
State	FL
Zip	34714-4995
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SAWGRASS BAY PHASE 1A PB 61 PG 30-32 LOT 239 ORB 6504 PG 2362
Legal Range	26E
Legal Township	24S
Legal Section	14
Legal Subdivision	SAWGRASS BAY PHASE 1A
Legal Tract	A-Q
Legal Lot Number	239
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2051
Census Tract	31314

Owner

Source: Lake County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16317 SAINT AUGUSTINE ST, CLERMONT, FL 34714-4995
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer HOMELAND TITLE SERVICES INC, HOMELAND TITLE SERVICES
Apr 1, 2021	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE INC
Feb 25, 2020	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE
Sep 28, 2017	Warranty Deed, Transfer · FHA Mortgage 1ST ALLIANCE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Apr 7, 2025 · Amount on Record
Deed Document Number	202694023
Deed Book / Page	6786 / 1312
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 31, 2026
Property Address	16317 SAINT AUGUSTINE ST, CLERMONT, FL 34714-4995
Document Number	0000094023
Book / Page	6786 / 1312
Instrument Date	Jul 30, 2026
Instrument	202694023
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	HOMELAND TITLE SERVICES INC, HOMELAND TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$258,055.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16317 SAINT AUGUSTINE ST, CLERMONT, FL 34714-4995

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16317 SAINT AUGUSTINE ST, CLERMONT, FL 34714-4995
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16317 SAINT AUGUSTINE ST, CLERMONT, FL 34714-4995

Mortgage

Document Number	0056770202
Date	Apr 1, 2021
Book Page	5677/202
Instrument	2021044275

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 25, 2020
Property Address	16317 SAINT AUGUSTINE ST, CLERMONT, FL 34714-4995
Document Number	0054271544
Book / Page	005427 / 001544
Instrument Date	Feb 24, 2020
Instrument	23588
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,736.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16317 SAINT AUGUSTINE ST CLERMONT FL 347144995, CLERMONT, FL 34714-4995

Mortgage

Document Number	54271546
Date	Feb 25, 2020
Book Page	005427/001546
Instrument	23589

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 28, 2017
Property Address	16317 SAINT AUGUSTINE ST, CLERMONT, FL 34714-4995
Document Number	0050042496
Book / Page	5004 / 2496
Map Reference	MB 61 PG 30
Instrument Date	Sep 20, 2017
Instrument	2017102907
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	TITLE PROFESSIONALS OF CENTR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,477.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16317 SAINT AUGUSTINE ST, 16317, CLERMONT, FL 34714-4995

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8669 ABBOTSBURY DR, WINDERMERE, FL 34786-6707

Mortgage

Document Number	2017103908
Date	Sep 28, 2017
Instrument	2017103908

Lender

Name	1ST ALLIANCE LENDING LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,468 (+56.08%) Land $100,000 Building $186,468	$286,468 (-) Land $100,000 Building $186,468
2025	$3,609.00 (+2.67%)	$183,540 (+5.98%) Land $100,000 Building $83,540	$286,468 (-5.21%) Land $100,000 Building $186,468
2024	$3,515.00 (+8.32%)
2023	$3,245.00 (+9.3%) Homeowner's exemption	$173,180 (+4.31%)	$302,226 (+24.29%) Land $100,000 Building $202,226
2022	$2,969.00 Homeowner's exemption	$166,020	$243,162 Land $43,000 Building $200,162

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 83 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: CenturyLink, Verizon.

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