16315 S Harmon Ln, Plainfield, IL 60586 Property Records

Will County property record for 16315 S Harmon Ln, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	built 2022
Lot Size	0.39 acres (17,001 sqft)
Owner	2 Individual Names on File
Last Sale	$523,476 (Nov 2022)
Tax Bill	$13,904 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-20-301-014`

Property Details

APN / Parcel Number

Primary APN	`06-03-20-301-014`

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	17,001 sqft (0.39 acres)

Location & Zoning

Street Address	16315 S HARMON LN
City	PLAINFIELD
State	IL
Zip	60586-7297
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 203 IN SPRINGBANK OF PLAINFIELD UNIT 1, BEING A SUB OF PRT OF SEC 20 AND PRT OF THE NW1/4 OF SEC 29,T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	20
Legal Subdivision	SPRINGBANK OF PLAINFIELD
Legal Lot Number	203
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	3
Census Block	3041
Census Tract	880421

Owner

16315 S Harmon Ln is owned and occupied by two individuals who bought it in November 2022.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16315 S HARMON LN, PLAINFIELD, IL 60586-7297
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Nov 29, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Apr 5, 2021	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 20, 2017	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2022 · Amount on File
Deed Sale	Nov 29, 2022 · Amount on File
Prior Sale	Apr 5, 2021 · Amount on File
Deed Document Number	202283675
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16315 S HARMON LN, PLAINFIELD, IL 60586-7297
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16315 S HARMON LN, PLAINFIELD, IL 60586-7297

Mortgage

Document Number	0000063011
Date	Nov 10, 2025
Instrument	R2025063011

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Dec 1, 2065

Interest

Rate Type	Adjustable Rate
Rate	9.25%
Change Frequency	Monthly

November 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WILL IL
Recording Date	Nov 29, 2022
Property Address	16315 S HARMON LN, PLAINFIELD, IL 60586-7297
Document Number	0000083675
Map Reference	DOC R2005-174863
Instrument Date	Nov 7, 2022
Instrument	R2022083675
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 21, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$523.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16315 S HARMON LN, PLAINFIELD, IL 60586-7297

Mortgage

Document Number	0000083676
Date	Nov 29, 2022
Instrument	R2022083676

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.87%

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WILL IL
Recording Date	Apr 5, 2021
Property Address	16315 S HARMON LN, PLAINFIELD, IL 60586-7297
Document Number	0000037878
Map Reference	DOC R2005-174863
Instrument Date	Mar 25, 2021
Instrument	R2021037878
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$242.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 PLAINFIELD RD STE B, B, WILLOWBROOK, IL 60527-7608

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILL IL
Recording Date	Oct 20, 2017
Property Address	25224 W ROCK DR, PLAINFIELD, IL 60586-6837
Instrument Date	Oct 20, 2017
Instrument	82693
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	923 N PENNSYLVANIA AVE WINTER PARK FL 327892456, WINTER PARK, FL 32789-2456

Mortgage

Document Number	0000082693
Date	Oct 20, 2017
Instrument	82693

Lender

Name	WELLS FARGO BK
Type	Bank
Address	401 E JACKSON ST # 401TAM, TAMPA, FL 33602-5233

Agreement

Amount	Amount on Record
Term	24 Months
Due	Oct 19, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 16315 S Harmon Ln was $13,904.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Plainfield Village
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,904.00	$205,715 (+8.45%) Land $28,096 Building $177,619	$617,145 (+8.45%) Land $84,288 Building $532,857
2024		$189,687 Land $25,907 Building $163,780	$569,061 Land $77,721 Building $491,340
2022	$477.00	$5,873 Land $5,873	$17,619 Land $17,619

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 16315 S Harmon Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16315 S Harmon Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINFIELD serves 50,000 people · EPA ID IL1970800
Water Source	Purchased surface water from IL AMERICAN-WEST SUBURBAN
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications.

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