16315 Daza Dr, Ramona, CA 92065 Property Records

San Diego County property record for 16315 Daza Dr, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,631 sqft · built 1986
Lot Size	0.451 acres (19,634 sqft)
Owner	2 Individual Names on File
Last Sale	$239,000 (Feb 2011)
Tax Bill	$4,452 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`288-596-05-00`

Property Details

APN / Parcel Number

Primary APN	`288-596-05-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,631 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	19,634 sqft (0.451 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	16315 DAZA DR
City	RAMONA
State	CA
Zip	92065-4616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 487 TR 007893
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	007893
Legal Block	3
Legal Lot Number	487
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3011
Census Tract	20811

Owner

16315 Daza Dr is owned and occupied by two individuals who acquired it in July 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16315 DAZA DR, RAMONA, CA 92065-4616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2018	Deed of Trust, Mortgage · Line of Credit POINT LOMA CU
Sep 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage POINT MORTGAGE CORP
Oct 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2011 · Amount on File
Deed Sale	Feb 16, 2011 · Amount on File
Prior Sale	Jun 15, 2010 · Amount on File
Deed Document Number	201189136
Last Transfer Date	Jul 21, 2021
Transfer Doc	0000652863
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16315 DAZA DR, RAMONA, CA 92065-4616
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000314704
Date	Aug 1, 2018
Instrument	2018-0314704

Lender

Name	POINT LOMA CU
Type	Credit Union
Address	SAN DIEGO, CA 92123

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jul 27, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 15, 2021
Property Address	16315 DAZA DR, RAMONA, CA 92065-4616
Document Number	0000652863
Map Reference	MAP 7893
Instrument Date	Jul 21, 2021
Instrument	2021-0652863
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	16315 DAZA DR, RAMONA, CA 92065-4616

Mortgage

Document Number	0000652864
Date	Sep 15, 2021
Instrument	2021-0652864

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16315 DAZA DR, RAMONA, CA 92065-4616
Document Number	0000500527
Instrument Date	Oct 21, 2017
Transaction Type	Mortgage
Record Updated	Nov 1, 2017
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	16315 DAZA DR RAMONA CA 920654616, RAMONA, CA 92065-4616

Mortgage

Document Number	0000500527
Date	Oct 27, 2017
Instrument	500527

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 26, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 16315 Daza Dr was $4,452 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$335,040 (+2%) Land $130,672 Building $204,368
2025	$4,452.00 Homeowner's exemption	$328,471 Land $128,110 Building $200,361
2023	$4,079.00 (-4.14%) Homeowner's exemption	$315,719 Land $123,137 Building $192,582
2022	$4,255.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16315 Daza Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16315 Daza Dr is very high, ranking above 92% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 75% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Daza Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures