16314 Morningside Ln, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 16314 Morningside Ln, Cheboygan, MI 49721 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Architecture Style	Ranch
Year Built	Built 1950
Square Footage	1,368 sqft Living Area
Lot Size	19,602 sqft (0.45 acres)
Garage	1,020 sqft
Last Sale	$575,000 (2024)
Tax Bill	$5,566.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`041-009-400-003-00`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,368 sqft Living Area
1st Floor	1,368 sqft 1st Floor
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch Style
Lot Area	19,602 sqft (0.45 acres)
Garage Area	1,020 sqft Garage

Location & Zoning

Street Address	16314 MORNINGSIDE LN
City	CHEBOYGAN
State	MI
Zip	49721-8471
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COM AT INTERSECTION OF S LI SEC 10, T38N,R2W & ELY ROW LI HWY US-23; TH N 46D 47M 30S W ALG SD ROW 1629.40FT; TH N 43D 12M E
Legal Range	02W
Legal Township	038
Legal Section	10
Jurisdiction	CHEBOYGAN MI
Minor Civil Division	BEAUGRAND
Census Blockgroup	1
Census Block	1070
Census Tract	960100

Owner

Source: Cheboygan County records · APN 041-009-400-003-00

Assessment roll updated June 16, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5891 SWALLOW AVE, KALAMAZOO, MI 49009-4554
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 15, 2024 · Amount on Record
Deed Sale	Oct 15, 2024 · Amount on Record
Prior Sale	Aug 02, 2004 · Amount on Record
Deed Book / Page	1540 / 707
Record Refreshed	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	16314 MORNINGSIDE LN, CHEBOYGAN, MI 49721-8471
Transaction Type	Mortgage
Record Updated	Jun 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01348/0922
Date	Dec 01, 2017
Book Page	1348/0922

Lender

Name	DITECH FINANCIAL LLC
Address	TAMPA, FL 33607

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Dec 01, 2022
Min Rate At Change	2.25%
Max Rate At Change	9.25%

Tax Assessment & Valuation

Source: Cheboygan County records · Assessment roll updated June 16, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Beaugrand Township
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,100 (+21.2%)	$312,200 (+21.2%)
2025	$5,566.00 (+41.59%)
2023		$128,800	$257,600
2022	$3,931.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cheboygan County (26031C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.