16313 E 27th Ter S, Independence, MO 64055 Property Records

Jackson County property record for 16313 E 27th Ter S, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,098 sqft · built 1977
Lot Size	0.185 acres (8,040 sqft)
Owner	2 Individual Names on Record
Last Sale	$276,685 (Jul 2024)
Tax Bill	$3,717 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-710-09-03`

Property Details

APN / Parcel Number

Primary APN	`26-710-09-03`
Alternative APNs	`26-710-09-03-00-0-00-000` `26710090300000001` `783980`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,098 sqft Living Area
1st Floor Area	780 sqft
Basement Area	1,066 sqft
Finished Basement	468 sqft
Unfinished Basement	598 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,040 sqft (0.185 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	66 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	783980
Street Address	16313 E 27TH TER S
City	INDEPENDENCE
State	MO
Zip	64055-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENDALE GARDENS LOT 1051
Legal Subdivision	GLENDALE GARDENS
Legal Block	2
Legal Lot Number	1051
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2007
Census Tract	14604

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16313 E 27TH TER S, INDEPENDENCE, MO 64055-2205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 9, 2022	Intrafamily Transfer, Transfer
Aug 31, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2024 · Amount on Record
Deed Sale	Jul 8, 2024 · Amount on Record
Prior Sale	Sep 26, 2000 · Amount on Record
Deed Document Number	202443908
Prior Transfer Date	Mar 8, 2022
Prior Transfer Doc	00E0022931
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	16313 E 27TH TER S, INDEPENDENCE, MO 64055-2205
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16313 E 27TH TER S, INDEPENDENCE, MO 64055-2205

Mortgage

Document Number	00E0093371
Date	Dec 16, 2025
Instrument	2025E0093371

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Oct 1, 2054

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Mar 9, 2022
Property Address	16313 E 27TH TER S, INDEPENDENCE, MO 64055-2205
Document Number	00E0022931
Instrument Date	Mar 9, 2022
Instrument	2022E0022931
Transaction Type	Transfer
Record Updated	Mar 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16313 E 27TH TER S, INDEPENDENCE, MO 64055-2205

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	16313 E 27TH TER S, INDEPENDENCE, MO 64055-2205
Document Number	0000E83922
Instrument Date	Aug 31, 2017
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16313 E 27TH TER S INDEPENDENCE MO 640552205, INDEPENDENCE, MO 64055-2205

Mortgage

Document Number	0000E83922
Date	Sep 11, 2017
Instrument	83922E

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,013 (-) Land $5,244 Building $46,769	$273,750 (-)
2025	$3,717.00 (-9.58%)	$52,013 (-12.35%) Land $5,244 Building $46,769	$273,750 (-12.36%)
2024	$4,111.00 (+2.31%)
2023	$4,018.00	$59,345 Land $3,787 Building $55,558	$312,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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