16312 Elm St, Omaha, NE 68130 Property Records

Douglas County property record for 16312 Elm St, Omaha, NE 68130

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,298 sqft · built 1985
Lot Size	0.176 acres (7,668 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Nov 2006)
Tax Bill	$6,123 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2607-5202-05`

Property Details

APN / Parcel Number

Primary APN	`2607-5202-05`
Alternative APNs	`R0526075202` `0526075202`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,298 sqft Living Area
Gross Area	4,345 sqft
Basement Area	1,378 sqft
Finished Basement	932 sqft
Unfinished Basement	446 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Multi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,668 sqft (0.176 acres)
Lot Dimensions	108 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	361 sqft
Deck Area	Deck Area
Patio Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0526075202
Street Address	16312 ELM ST
City	OMAHA
State	NE
Zip	68130-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	ARMBRUST ACRES 1ST ADDITION LOT 102 BLOCK 0 IRREG
Legal Subdivision	ARMBRUST ACRES 1ST ADDITION
Legal Lot Number	102
Jurisdiction	DOUGLAS NE
Township / Civil Division	OMAHA
Census Block Group	2
Census Block	2003
Census Tract	7451

Owner

16312 Elm St is owned and occupied by an individual who acquired it in February 2019.

Source: Douglas County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	16312 ELM ST, OMAHA, NE 68130-1821
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CREDIT UNION
Apr 29, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERIDIAN CU
Dec 27, 2021	Deed, Transfer · Conventional Mortgage CENTRAL BANK
Feb 5, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2006 · Amount on File
Deed Sale	Nov 17, 2006 · Amount on File
Deed Document Number	2006132936
Last Transfer Date	Feb 8, 2019
Transfer Doc	0000011579
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Recording Date	Jul 6, 2026
Property Address	16312 ELM ST, OMAHA, NE 68130-1821
Document Number	0000057840
Instrument Date	Jun 30, 2026
Instrument	202657840
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16312 ELM ST, OMAHA, NE 68130-1821

Mortgage

Document Number	0000057840,
Date	Jul 6, 2026
Instrument	202657840

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 6, 2051

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	16312 ELM ST, OMAHA, NE 68130-1821
Transaction Type	Mortgage
Record Updated	May 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026884
Date	Apr 29, 2024
Instrument	2024026884

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	301 Months
Due	May 10, 2049

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DOUGLAS NE
Recording Date	Dec 27, 2021
Property Address	16312 ELM ST, OMAHA, NE 68130-1821
Document Number	0000167173
Instrument Date	Nov 30, 2021
Instrument	2021167173
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000167174
Date	Dec 27, 2021
Instrument	2021167174

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS NE
Recording Date	Feb 5, 2020
Property Address	16312 ELM ST, OMAHA, NE 68130-1821
Document Number	0000011579
Instrument Date	Feb 8, 2019
Instrument	11579
Transaction Type	Transfer
Record Updated	Apr 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	16312 ELM ST OMAHA NE 681301821, OMAHA, NE 68130-1821

Tax Assessment & Valuation

The 2025 property tax bill for 16312 Elm St was $6,123, down 3.4% from the year before.

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Omaha City
Unified School District	Millard Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,123.00 (-3.39%)	$375,500 Land $37,700 Building $337,800	$375,500 Land $37,700 Building $337,800
2024	$6,338.00 (-0.38%)
2023	$6,362.00 (-5.8%)	$319,600 Land $37,700 Building $281,900	$319,600 Land $37,700 Building $281,900
2022	$6,754.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16312 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 16312 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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