Cook County property record for 1631 Walnut Ave, Wilmette, IL 60091
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2.5 ba · 2,523 sqft · built 1954 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $15,774 (2023) |
| Deeds & Mortgages | Apr 2022 Line of Credit Jan 2022 Transfer + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-28-419-032 |
| Primary APN | 05-28-419-032 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,523 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,000 sqft (0.161 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1631 WALNUT AVE |
|---|---|
| City | WILMETTE |
| State | IL |
| Zip | 60091-1544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E T (PAULS) DIVN IN (WILMETTE) VILLAGE BEING N868FT O F E632FT OF W1655FT OF SH SE SEC 28-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 28 |
| Legal Subdivision | PAULS DIVN IN WILMETTE |
| Legal Block | 3 |
| Legal Lot Number | 15,16 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 801100 |
1631 Walnut Ave is owned and occupied by an individual who acquired it in March 2021.
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1631 WALNUT AVE, WILMETTE, IL 60091-1544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jan 3, 2022 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Jan 3, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage OPTIMUM FIRST INC |
| Feb 2, 2021 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 21, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Jun 21, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage OPTIMUM FIRST INC |
| Mar 6, 2020 | Quit Claim Deed, Transfer OPTIMUM FIRST INC |
| Mar 6, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 29, 2021 |
| Transfer Doc | 0000007098 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1631 WALNUT AVE, WILMETTE, IL 60091-1544 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 1631 WALNUT AVE, WILMETTE, IL 60091-1544 |
| Document Number | 0010101223 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | 2210101223 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Mar 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jan 3, 2022 |
| Property Address | 1631 WALNUT AVE, WILMETTE, IL 60091-1544 |
| Document Number | 0000307098 |
| Instrument Date | Mar 29, 2021 |
| Instrument | 2200307098 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1631 WALNUT AVE, WILMETTE, IL 60091-1544 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jan 3, 2022 |
| Property Address | 1631 WALNUT AVE, WILMETTE, IL 60091-1544 |
| Document Number | 0000307096 |
| Instrument Date | Mar 29, 2021 |
| Instrument | 2200307096 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1631 WALNUT AVE, WILMETTE, IL 60091-1544 |
| Document Number | 0000307097 |
|---|---|
| Date | Jan 3, 2022 |
| Instrument | 2200307097 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 175 Months |
| Due | Aug 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.37% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Feb 2, 2021 |
| Property Address | 1631 WALNUT AVE, WILMETTE, IL 60091-1544 |
| Document Number | 0003306324 |
| Instrument Date | Dec 7, 2020 |
| Instrument | 2103306324 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1631 WALNUT AVE, WILMETTE, IL 60091-1544 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 21, 2021 |
| Property Address | 1631 WALNUT AVE, WILMETTE, IL 60091-1544 |
| Document Number | 0017242106 |
| Instrument Date | Sep 10, 2020 |
| Instrument | 2117242106 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1631 WALNUT AVE, WILMETTE, IL 60091-1544 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 21, 2021 |
| Property Address | 1631 WALNUT AVE, WILMETTE, IL 60091-1544 |
| Document Number | 0017242104 |
| Instrument Date | Sep 10, 2020 |
| Instrument | 2117242104 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2021 |
| Title Company | WFG LENDER SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1631 WALNUT AVE, WILMETTE, IL 60091-1544 |
| Document Number | 0017242105 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 2117242105 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 172 Months |
| Due | Oct 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Mar 6, 2020 |
| Property Address | 1631 WALNUT AVE, WILMETTE, IL 60091-1544 |
| Document Number | 2006617087 |
| Instrument Date | Feb 15, 2020 |
| Instrument | 6617087 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1631 WALNUT AVE WILMETTE IL 600911544, WILMETTE, IL 60091-1544 |
| Document Number | 2006617088 |
|---|---|
| Date | Mar 6, 2020 |
| Instrument | 6617088 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Address | FOUNTAIN VALLEY, CA 92708 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Mar 5, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Mar 6, 2020 |
| Property Address | 1631 WALNUT AVE, WILMETTE, IL 60091-1544 |
| Document Number | 2006617089 |
| Instrument Date | Feb 5, 2020 |
| Instrument | 6617089 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1631 WALNUT AVE WILMETTE IL 600911544, WILMETTE, IL 60091-1544 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Wilmette Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Wilmette School District 39 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $121,000 Land $22,400 Building $98,600 | $1,210,000 Land $224,000 Building $986,000 | |
| 2023 | $15,774.00 (-9.35%) | ||
| 2022 | $17,401.00 | $84,441 Land $22,400 Building $62,041 | $844,410 Land $224,000 Building $620,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1631 Walnut Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2013–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1631 Walnut Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMETTE serves 27,650 people · EPA ID IL0313300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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